VP, Corporate Counsel – Digital Payments, FinTech

This is a fully remote position, open to applicants in United States.

📋 Description

• Deliver legal assistance for the Bank's digital payment initiatives, partnerships with FinTech companies, credit card and prepaid card offerings, as well as other consumer and commercial banking products.

• Review, draft, and negotiate various commercial agreements, which include partnerships with FinTech firms, vendor contracts, cardholder agreements, processing agreements, marketing contracts, and technology agreements.

• Provide guidance to business stakeholders on legal and regulatory matters that influence payment products and services.

• Track and evaluate federal and state laws and regulations that affect banking, payments, consumer financial services, and financial technology sectors.

• Aid in product development efforts and conduct legal assessments of new or improved products and services.

• Work in collaboration with Compliance, Risk Management, Information Security, Operations, and Product teams to identify and reduce legal and regulatory risks.

• Assist in responding to regulatory examinations, audits, and oversight inquiries.

• Support corporate governance, manage contracts, handle regulatory issues, and oversee general banking operations.

• Perform legal research and create memoranda, presentations, and business guidance on intricate legal matters.

• This role does not include managerial responsibilities.

⛳️ Requirements

• Juris Doctor (J.D.) degree from a recognized law school.

• Active bar membership in good standing in any U.S. jurisdiction.

• 1-4 years of pertinent legal experience in a law firm, financial institution, FinTech company, regulatory agency, or a combination of these environments.

• Strong skills in legal research, drafting, analysis, and communication.

• Capability to work independently while effectively collaborating with cross-functional business teams.

• Sound judgment and a practical, business-oriented approach to problem-solving.

• Clear and effective communication skills.

• A collaborative team player.

• Detail-oriented with a high level of accuracy.

• Preferred: experience supporting financial institutions, payment companies, FinTech organizations, or consumer financial services sectors.

• Preferred: familiarity with credit cards, prepaid cards, debit cards, ACH, RTP, or other payment systems.

• Preferred: working knowledge of TILA, Regulation Z, EFTA, Regulation E, UDAAP, BSA/AML, CARD Act, CFPB guidance and regulations, Visa/Mastercard network rules, and state money transmission and consumer protection laws.

• Preferred: experience in reviewing technology, SaaS, data-sharing, or vendor agreements.

• Must be willing to travel to client offices, prospects, branches, and industry events as required.

• Must occasionally lift and/or move up to 10 pounds.

🏝️ Benefits

• Opportunities for professional growth and development within a vibrant financial institution.

• Reasonable accommodations for individuals with disabilities.

• Protections under equal employment opportunity laws.

• Travel to client offices, prospects, branches, and industry events as necessary.