Underwriting Associate

This is a fully remote position, open to applicants in Maryland.

📋 Description

• Assist Underwriters during both new business and renewal processes by organizing necessary documents, pinpointing missing information, preparing files for review, and tracking outstanding requirements.

• Utilize a solid understanding of Commercial Auto, Commercial General Liability, and Excess Liability coverage when evaluating submissions, preparing account materials, and addressing internal inquiries.

• Analyze loss runs to determine loss frequency, severity, trends, open claims, and other issues that need further underwriting assessment.

• Compile underwriting summaries, account worksheets, exposure analyses, and additional materials that support underwriting evaluation and decision-making.

• Process underwriting documents and take appropriate actions within the established authority, guidelines, and procedures.

• Act as a liaison between Underwriters and other Oxford departments to provide necessary underwriting information for binding, issuing, endorsing, renewing, or canceling accounts, as well as addressing certificates, inspections, and other account-related matters.

• Draft correspondence related to accounts and communicate with internal business partners, brokers, or other parties as directed by the Underwriter.

• Monitor account activities and follow up on outstanding underwriting information, subjectivities, inspections, recommendations, and other requirements.

• Maintain comprehensive, accurate, and well-organized underwriting files in accordance with departmental standards and documentation requirements.

• Assist in the evaluation and servicing of Commercial Casualty and Enterprise Risk Management accounts.

⛳️ Requirements

• Bachelor’s degree or one to three years of relevant Property and Casualty insurance experience; a combination of education, training, and industry experience may also be considered.

• Preferred familiarity with Commercial Auto, Commercial General Liability, and Excess Liability coverage.

• Capacity to review and interpret commercial insurance policies, applications, endorsements, exposure information, and loss runs.

• Strong analytical and problem-solving abilities.

• Capability to prioritize tasks, manage multiple deadlines, and produce accurate work in a fast-paced environment.

• Excellent attention to detail and a commitment to keeping complete and accurate underwriting documentation.

• Customer-service oriented mindset with the ability to communicate promptly, professionally, and effectively with Underwriters, internal departments, brokers, clients, and other business partners.

• Strong written, verbal, interpersonal, and organizational communication skills.

• Ability to balance internal service standards with broker and client expectations while appropriately escalating issues that require underwriting judgment or authority.

• Competence to work both independently and collaboratively, exercising sound judgment within established guidelines and seeking direction when necessary.

• Proven initiative, reliability, accountability, and dedication to meeting established deadlines and work-quality standards.

• Proficiency in Microsoft Office, especially Outlook, Word, and Excel, along with the ability to learn underwriting and policy management systems.

• Capability to handle confidential and sensitive information with discretion.

• Willingness to learn, accept feedback, and progressively develop technical knowledge and responsibilities over time.

🏝️ Benefits

• Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance

• Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement

• Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services

• Paid Time Off

• Holidays

• Preferred Partner Discounts