Staff Product Manager – Disbursements

This is a fully remote position, open to applicants in United States.

📋 Description

• Take charge of the multi-year product roadmap for the complete money movement lifecycle, focusing primarily on consumer disbursements.

• Establish and articulate the product vision for outbound payments, ensuring a balance between speed, reliability, compliance, operational efficiency, and cost.

• Guide the advancement of the disbursements platform, enhancing capabilities for new use cases, partners, and payment rails.

• Develop strategies for selecting, routing, and optimizing payments through ACH, wires, RTP, FedNow, push-to-card, and digital wallets.

• Manage payout configuration, timing, cutoffs, retries, reversals, and exception handling across various rails.

• Propel the vision for comprehensive money movement associated with disbursement funding.

• Oversee requirements for ledgering, reconciliation, error handling, and payout transparency.

• Collaborate with accounting and finance teams on ledgering, settlement reporting, and audit preparedness.

• Convert money movement workflows into product requirements, user stories, and technical specifications.

• Manage backlog prioritization and delivery in conjunction with engineering leadership.

• Lead extensive platform initiatives and incremental improvements with multiple cross-functional development teams.

• Collaborate with clients and vertical teams to create scalable features.

• Cultivate and maintain relationships with banks, processors, and fintech infrastructure partners.

• Assist in partner selection, onboarding, and performance management.

• Act as the internal subject matter expert on disbursements, payouts, and outbound money movement.

• Work alongside compliance and risk teams on controls, limits, monitoring, and regulatory-aligned payout processes.

• Collaborate with go-to-market, operations, and support teams on product launches and operational readiness.

⛳️ Requirements

• 15+ years of product management experience, showcasing extensive expertise in payments, money movement, disbursements, or payout platforms.

• Profound understanding of payment rails, including ACH, wires, RTP, FedNow, card-based payouts, and digital wallets.

• Demonstrated experience in managing financial infrastructure, encompassing ledgering, reconciliation, settlement, and exception handling.

• Experience collaborating directly with accounting, finance, and compliance teams.

• Proven ability to lead complex, cross-functional initiatives on a large scale.

• Strong analytical and systems-thinking capabilities, with a keen eye for detail and data integrity.

• Exceptional communication skills and a history of producing high-quality product documentation.

• Familiarity with agile development environments (JIRA, Confluence, etc.).

🏝️ Benefits

• Competitive salary and benefits package with opportunities for growth-company options grant.

• Dynamic and professional work environment.

• Stock options with standard startup vesting - 1 year cliff; 4 years total.

• Monthly communication expense stipend of $50 to assist with phone/internet bills.

• $250 stipend to enhance your work-from-home setup.

• Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200).

• Comprehensive medical benefits including vision and dental (100% coverage for employees).

• Company-sponsored life and disability insurance.

• Paid parental bonding leave.

• Paid sick leave, jury duty, and bereavement leave.

• 401k plan.

• Flexible Time Off (our team members typically take off around 3-4 weeks per year).

• Volunteer Time Off.

• 13 scheduled holidays.