Senior Vice President, SBA Business Development Officer

This is a fully remote position, open to applicants in Florida.

📋 Description

• Identify, pursue, and secure new SBA loans through business development efforts within designated markets.

• Engage in new business development initiatives to generate fee income and achieve departmental and personal objectives.

• Prospect, market, structure, and originate new SBA 7(a) and 504 loans.

• Identify, refer, and introduce business opportunities to internal product partners.

• Establish and sustain a network of referral sources for potential SBA borrowers.

• Gather complete financial documentation from borrowers and prepare submission packages for credit analysis.

• Follow up with borrowers to obtain additional information or clarifications for timely loan decisions.

• Deliver approved loan packages to borrowers for signatures and facilitate the funding process.

• Maintain comprehensive knowledge of SBA products, competitors, and competitive offerings.

• Develop a unique sales strategy for Enterprise Bank & Trust.

• Ensure adherence to bank policies, state and federal laws and regulations, SBA procedures, and the Code of Federal Regulations.

• Engage in critical thinking, formulate, support, and defend credit decisions.

• Negotiate on behalf of the bank with borrowers while balancing risk and shareholder value.

• Comply with operational, compliance, BSA, AML, Patriot Act, OFAC, and EEO/AA requirements.

• Participate in mandatory training and meet reporting obligations.

• Perform job duties safely and report any potentially unsafe conditions.

⛳️ Requirements

• Bachelor’s degree in business, finance, economics, or a related field.

• 5-10 years of relevant experience in a similar lending environment or financial institution.

• Current knowledge of bank underwriting guidelines, procedures, policies, and compliance issues.

• Working familiarity with regulatory requirements for documentation and regulations pertaining to SBA lending.

• Ability to safeguard and maintain confidential information.

• Exceptional written and verbal communication skills.

• Strong organizational skills.

• Proficient with personal computers and related software.

• Capability to sit, walk occasionally, and lift up to 10 pounds.

• Successful completion of drug and background check screenings.

🏝️ Benefits

• Annual paid volunteer time off.

• Charitable matching opportunities.

• A variety of associate benefits.

• Opportunities for professional growth.

• Commitment to equal opportunity employment.

• Reasonable accommodations for individuals with disabilities.

• Drug and background check screenings for employment offers.