Senior Treasury Manager

This is a fully remote position, open to applicants in Netherlands, +5 more countries.

📋 Description

• Establish and manage Finom's treasury operations.

• Oversee daily liquidity positioning and float across various entities and accounts.

• Fund payment channels intraday while managing nostro and correspondent accounts.

• Administer collateral and minimum-balance requirements across card schemes, T2, and credit providers.

• Create and test a contingency funding strategy.

• Maintain a reconciled daily treasury balance sheet reflecting net liquidity and net capital.

• Manage safeguarded client-fund portfolios, which include term deposits, MMFs, and short-dated debt.

• Identify safeguarding shortfalls, execute top-ups, and uphold same-currency discipline.

• Evaluate instruments based on CRR, maturity, WAL, UCITS, and MMF criteria.

• Validate externally managed allocations through position-level analysis and daily oversight.

• Forecast, attribute, and report Net Interest Income (NII); contribute treasury insights to financial models and company forecasts.

• Own the investment policy, limit framework, eligible-instrument register, and treasury governance.

• Conduct pre-deal assessments and gather post-trade evidence.

• Monitor covenants and collaborate with regulators, external auditors, and second-line stakeholders.

• Select and implement investment accounting and treasury tools.

• Integrate data feeds and API connectivity from custodians, asset managers, and banks.

• Replace manual spreadsheet processes with robust automated systems.

• Manage relationships with banks, custodians, brokers, and asset managers, including onboarding, terms, mandates, and service evaluations.

• Challenge managers regarding allocation, transparency, and fees.

⛳️ Requirements

• Over 5 years of experience in treasury, ALM, fixed income, or portfolio management within a regulated financial institution, EMI/PI, or asset management firm.

• Direct experience handling client money or safeguarding under PSD2 / EMD regulations.

• Proven experience in building or significantly revamping a treasury function.

• Strong understanding of bond mathematics, yield and duration, MMF mechanics, and credit and concentration risk at the instrument level.

• Documented success in automating manual treasury processes and implementing treasury or investment accounting systems.

• Comfortable working directly with position-level data.

• Experience collaborating with regulators, external audits, and external asset managers, including mandate creation, IMA terms, and performance evaluation.

• Demonstrated sound judgement under time constraints in a lean environment.

• Proficient in Excel.

• Fluent in English.

• Familiarity with IFRS 9 or Dutch GAAP (RJ 290) financial instrument accounting.

• Knowledge of SQL or Python.

• Experience in a firm transitioning toward obtaining a banking license.

• Familiarity with AI tools, such as LLMs or copilots.

🏝️ Benefits

• Opportunities for continuous personal and professional development.

• Flexible travel options and the ability to work remotely or in a hybrid model across Europe.

• Participation in a Stock Options Program available to all team members.

• Ongoing support and care for all employees.

• Work & Swim Program: spend one month in a corporate apartment in Cyprus.

• Commitment to equal opportunity and diversity in the workplace.