Senior Transactional Fraud Prevention Strategy Analyst

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Design, execute, and oversee strategies, policies, procedures, and controls aimed at preventing transactional fraud, particularly focusing on Pix, sub-acquiring, and credit.

• Achieve a balance between loss mitigation and minimizing false positives, ensuring alignment with business goals and BACEN regulations.

• Perform predictive analyses and examine fraud patterns by utilizing transactional and behavioral data.

• Recognize potential risks and suggest innovative, efficient, and sustainable solutions.

• Continuously track fraud, emerging risks, indicators, trends, and the effectiveness of implemented rules.

• Modify prevention strategies and anti-fraud measures as necessary.

• Create and monitor area KPIs, converting data into strategic insights.

• Relay fraud prevention processes, policies, and procedures to pertinent departments.

• Lead strategic projects in fraud prevention from initial conception to implementation and results assessment.

• Assess and recommend new technologies and tools.

• Maintain strategic partnerships with Product, Data, Credit, Compliance, Technology, and external collaborators.

• Represent the department in both internal and external forums, sharing results, insights, and the overall fraud prevention strategy.

⛳️ Requirements

• A Bachelor’s degree in Business Administration, Law, Accounting, Engineering, Mathematics, or a related field.

• Proven experience in developing transactional fraud prevention strategies within the fintech, payments, acquiring, or sub-acquiring sectors.

• Experience in designing, implementing, and calibrating rules within anti-fraud engines.

• In-depth knowledge of the Pix ecosystem, BACEN regulations, and various fraud typologies.

• Advanced proficiency in SQL, including complex queries and Common Table Expressions (CTEs).

• Capability to independently analyze vast amounts of data using Databricks or BI/Python tools.

• Strong analytical abilities to detect patterns and anomalies while balancing loss mitigation with reduced false positives.

• Preferred: experience with in-person payment products and physical sub-acquiring, including POS and Tap on Phone.

• Preferred: experience managing anti-fraud technology vendors or assisting in the implementation of analytical solutions such as Data Hopper.

• Preferred: practical experience with Generative AI tools like Claude, Gemini, or Databricks AI.

🏝️ Benefits

• Medical and dental insurance with no co-pay.

• Life insurance.

• Prescription medication allowance.

• Fitness allowance.

• Four complimentary therapy or nutritionist sessions each month.

• Quick massage services available at headquarters.

• Flexible food allowance provided on a Visa card.

• Free meals at headquarters.

• Childcare allowance.

• Parental support program.

• Extended maternity and paternity leave.

• Access to an in-house training platform.

• Education assistance covering 70% of undergraduate degree and language tuition, as well as courses and books.

• Home office allowance.

• Work equipment provided.

• Home office furniture allowance.

• Partnership with WOBA for access to coworking spaces across Brazil.

• Day off during birthday month.

• Happy hour allowance.

• Referral bonus for new hires.

• Annual performance-based bonus.

• Stock options plan.

• No dress code.