Senior Software Engineer, Backend – Consumer Risk

This is a fully remote position, open to applicants in United States.

📋 Description

• Design and implement intricate features for risk platforms, overseeing everything from architecture to deployment and monitoring.

• Lead architectural decisions for systems focused on fraud detection and risk management.

• Convert unclear business requirements into scalable architectures that effectively balance fraud prevention with user experience.

• Collaborate with teams across Data Science, Machine Learning, Risk Analysis, Product, and Compliance.

• Create real-time decision-making engines and model-driven systems for fraud detection.

• Develop tools for incident response and risk controls driven by compliance requirements.

• Construct AI-native risk systems utilizing agent fleets to automate detection and response workflows.

• Mentor engineers and perform thorough code reviews.

• Draft technical design documents and advocate for engineering best practices.

• Manage technical debt, prioritize bug fixes, lead incident responses and post-mortems, ensuring platform reliability.

⛳️ Requirements

• Over 5 years of experience in backend software engineering.

• Proven history of delivering complex, high-impact systems within production environments.

• Strong proficiency in Go, Ruby, Python, or Java.

• Experience in designing distributed systems, including microservices, event-driven architectures, and REST/GraphQL APIs.

• Ability to interpret ambiguous requirements and develop technical plans and functional architectures.

• Demonstrated experience leading projects from start to finish, including scoping, design, implementation, monitoring, and mentoring engineers.

• Experience in leading incident responses, conducting post-mortems, and implementing operational improvements in high-availability systems.

• Responsible application of generative AI with appropriate human oversight.

• Must reside in the USA; the posting metadata also indicates Remote - Canada.

🏝️ Benefits

• Eligibility for equity.

• Eligibility for bonuses.

• Medical insurance coverage.

• Dental insurance coverage.

• Vision insurance coverage.

• 401(k) retirement plan.

• Quarterly in-person working sessions (“surges”).

• Support for reasonable accommodations.