Senior Fraud Prevention Strategy Analyst – KYC/Onboarding Focus

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Design, implement, and oversee strategies, rules, and controls aimed at preventing fraud, with a focus on customer registration, onboarding, and KYC processes.

• Perform predictive analyses and examine fraud patterns in account creation by utilizing customer registration, transactional, and behavioral data.

• Assess risks and suggest effective, sustainable anti-fraud measures.

• Continuously monitor fraud and emerging risks throughout the onboarding process.

• Analyze KPIs, approval/rejection rates, and the effectiveness of implemented rules, adjusting the fraud prevention strategy as necessary.

• Develop and monitor team performance metrics, converting data into strategic insights.

• Create and refine anti-fraud strategies within the existing KYC/onboarding framework, ensuring a balance between security and the customer registration experience.

• Communicate the fraud prevention processes and controls to relevant departments across the organization.

• Lead strategic fraud prevention initiatives related to customer registration, from initial conception through to implementation and results evaluation.

• Assess and recommend new identity verification technologies and tools, including facial biometrics, liveness detection, document validation, and data bureaus.

• Maintain strategic partnerships with Product, Data, Compliance, Technology, and external stakeholders.

• Represent the department in internal discussions, sharing results, insights, and the fraud prevention strategy for customer registration.

⛳️ Requirements

• A Bachelor's degree in Business Administration, Law, Accounting, Engineering, Mathematics, or a related discipline.

• Experience in fraud prevention strategy teams, particularly in the development and optimization of anti-fraud rules and models.

• In-depth knowledge of fraud prevention strategies for account opening and KYC, including the detection of money mules, document fraud, identity fraud, and accounts used for money laundering.

• Experience in customer registration fraud prevention, preferably within financial institutions, fintechs, or payment companies.

• Advanced SQL skills, including the ability to perform complex queries and use CTEs for extracting, manipulating, and analyzing large datasets.

• Proficiency in BI and data tools, such as Databricks or similar platforms, to create dashboards, analytical reports, and strategic insights.

• Advanced analytical skills to identify patterns, trends, and anomalies.

• Strategic ability to conduct studies, including scenario simulations.

• Preferred: experience with KYC solutions, facial biometrics, liveness detection, and document validation (document examination).

• Preferred: familiarity with regulatory requirements related to onboarding (Bacen).

• Preferred: experience in implementing or executing proof-of-concept projects for anti-fraud solutions, including collaboration with vendors and technical teams.

• Preferred: knowledge of Python for data analysis.

• Preferred: intermediate English proficiency for vendor communication.

🏝️ Benefits

• Comprehensive medical and dental insurance with no copay.

• Life insurance coverage.

• Allowance for prescription medications.

• Fitness allowance.

• Four complimentary therapy or nutritionist sessions each month.

• Quick massage services available at headquarters.

• Flexible food allowance provided via a Visa card.

• Free meals at headquarters.

• Childcare allowance.

• Parental support program.

• Extended maternity and paternity leave policies.

• Access to an in-house training platform.

• Education allowance covering 70% of undergraduate tuition, language classes, course fees, and book purchases.

• Home office allowance.

• Provision of work equipment.

• Home office furniture allowance.

• Partnership with WOBA for access to coworking spaces across Brazil.

• A day off during your birthday month.

• Happy hour allowance.

• Referral bonus for recommending new employees.

• Annual performance-based bonus.

• Stock options plan.

• No formal dress code.