Senior Finance Assistant – Credit Products

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Reconcile payroll-deduction files and payment records against the contract portfolio, ensuring accuracy by comparing the installment due, amount deducted, and amount remitted.

• Identify, categorize, and resolve discrepancies such as partial deductions, undeducted installments, unremitted amounts, deduction suspensions, severance payments, and fees.

• Monitor outstanding items, facilitate resolutions with customers and partners, and guarantee closure within the applicable accounting month.

• Calculate, confirm, and oversee amounts owed to partners and other counterparties in compliance with contractual agreements.

• Oversee the billing cycle for services and consultations.

• Identify mismatches between collection and payment terms and indicate potential cash exposure risks.

• Track portfolio delinquency, guarantee enforcement, and adhere to critical deadlines.

• Design, document, and implement processes and controls for reconciliation, remittance, billing, and guarantee management.

• Define reporting and dashboard requirements in collaboration with Product and Technology, assist in system acceptance testing, and validate new workflows.

• Identify repetitive manual tasks and suggest opportunities for automation, prioritizing based on risk and volume.

• Provide support for core finance routines, including accounts payable and receivable, bank reconciliation, and month-end closing activities.

• Collaborate with teams in Product, Technology, Operations, and Accounting, reporting directly to the Head of Credit Products.

⛳️ Requirements

• Bachelor’s degree in Business Administration, Accounting, Economics, Engineering, or a related discipline.

• Experience in high-volume reconciliation, including return files, financial movements, or transactions.

• Solid understanding of accounting and finance operations.

• Proficient in Excel and Google Sheets, including skills in VLOOKUP/INDEX+MATCH, SUMIFS, pivot tables, and data preparation.

• Comfortable working with data, including reading and manipulating CSV files and fixed-width layouts.

• Familiarity with Google Drive and Notion.

• Preferred: experience with SQL and API consumption/integration.

• Preferred but not mandatory: experience in payroll-deducted lending, financial institutions, securitization companies, FIDCs, or credit fintechs, especially in back-office operations, settlement, portfolio assignment, or guarantee management.

• Experience in documenting processes, such as flowcharts, SOPs, and control matrices.

• Strong numerical accuracy.

• Productive skepticism when analyzing data.

• Ability to conceptualize processes and identify root causes.

• Autonomy and organizational skills to manage routines with strict deadlines.

🏝️ Benefits

• Caju Flexible Benefits Card: BRL 1,145.50.

• Keiken Integral Health Benefit: BRL 220.00 specifically for physical health (gym) and mental health (psychology).

• Access to the Wellhub platform.

• Unimed health insurance with no copayment required.

• Remote-first work environment: choose where you work from.

• No dress code policy.

• Birthday day off: one day off during your birthday month.

• Semi-flexible working hours.