Senior Compliance Manager, MLRO

This is a fully remote position, open to applicants in Netherlands.

📋 Description

• Ensure and enhance Azimo B.V.’s comprehensive regulatory compliance and financial crime framework.

• Oversee relevant Dutch and European regulatory obligations, translating them into policies, procedures, controls, monitoring activities, and governance strategies.

• Lead and facilitate regulatory compliance risk assessments and thematic reviews.

• Own and manage the Compliance Monitoring Program.

• Keep abreast of regulatory changes and guarantee their timely implementation.

• Assist Senior Management, the Board, and the Supervisory Board through effective reporting, escalation, and governance.

• Serve as the primary Compliance point of contact for supervisory authorities, including DNB.

• Lead or assist with regulatory inspections, supervisory reviews, audits, and information requests.

• Coordinate regulatory submissions, management replies, and briefing materials.

• Oversee the tracking, management, and rectification of regulatory findings, audit results, compliance issues, and supervisory actions.

• Maintain and enhance the AML/CFT, sanctions, and financial crime compliance framework.

• Provide second-line oversight and challenge to first-line teams.

• Support the investigation and evaluation of unusual and suspicious transactions and potential reporting duties.

• Lead or assist in enterprise-wide risk assessments.

• Act as the appointed MLRO, supervising AML/CFT, sanctions, unusual and suspicious activity assessments, escalations, and regulatory reporting.

• Deliver management information, compliance reporting, and escalation materials to senior management, ARCC, the Board, Supervisory Board, and regulators.

• Cultivate relationships across Product, Payments, Treasury, Operations, Legal, Risk, and Commercial teams.

• Facilitate compliance training, awareness initiatives, and engagement with first-line teams.

• Oversee outsourced activities and third-party service providers regarding regulatory compliance.

• Lead the development of the enterprise-wide financial crime risk assessment and related governance processes.

⛳️ Requirements

• Over 8 years of experience in Compliance, Financial Crime Compliance, Risk Management, or Regulatory Affairs within a regulated payment institution, electronic money institution, bank, fintech, or similar financial services setting.

• Prior experience as an MLRO, Deputy MLRO, or in a senior financial crime oversight position within a regulated financial services organization is highly preferred.

• Proven track record in designing, implementing, and enhancing compliance frameworks, regulatory compliance programs, and governance processes within a regulated financial services environment.

• Strong understanding of Dutch and European regulatory requirements applicable to payment institutions, including the Wft, Wwft, PSD2, EBA Guidelines, sanctions requirements, and relevant supervisory expectations.

• Demonstrated experience in conducting compliance risk assessments, thematic reviews, compliance monitoring activities, and regulatory gap analyses.

• Experience in managing regulatory, audit, and compliance remediation programs, including the development, implementation, and tracking of corrective action plans.

• Proven experience in engaging with regulatory authorities, internal and external auditors, and other assurance functions, including coordinating responses to regulatory inquiries, inspections, and reviews.

• Strong comprehension of payment services, cross-border payment flows, safeguarding requirements, outsourcing arrangements, and associated compliance and financial crime risks.

• Demonstrated capability to lead complex cross-functional initiatives, influence stakeholders at all levels, and achieve results in a dynamic and evolving regulatory landscape.

• Exceptional written and verbal communication skills in English.

• Bachelor's degree or equivalent qualification in Law, Finance, Business Administration, Economics, Criminology, or a related field.

• Relevant professional qualifications such as ICA Diploma, CAMS, CGSS, or equivalent compliance and financial crime certifications are highly preferred.

🏝️ Benefits

• Competitive salary and performance-based bonuses.

• Comprehensive health and wellness benefits.

• Opportunities for professional development and training.

• Flexible working arrangements and a supportive work environment.