Risk Portfolio Manager – LatAm

This is a fully remote position, open to applicants in Latin America.

📋 Description

• Oversee the credit portfolio, monitoring aspects such as vintages, losses, originations, non-performing loans by cohort, and overall profitability.

• Assess and underwrite high-value merchant credit facilities ranging from USD 100K–200K and above on a large scale.

• Establish and monitor business metrics related to loss, yield/profitability, portfolio structure, and overall portfolio health.

• Independently extract, organize, and analyze portfolio data utilizing SQL.

• Employ statistical reasoning to address portfolio-related inquiries.

• Collaborate closely with the business team while managing client interactions.

• Develop insights and convert them into presentations for broader audiences.

• Automate the tracking of key performance indicators for the portfolio.

• Take ownership of the credit portfolio and leverage portfolio analysis to inform business decisions.

⛳️ Requirements

• A minimum of 7 years of experience in credit, lending, credit risk, business analytics, or within a lending institution.

• Experience in a fintech, payment processing, POS provision, or banking with genuine lending/credit exposure.

• Practical underwriting experience, particularly with large or high-ticket merchant credit.

• Capability to operate at scale through mass evaluation rather than manual, case-by-case assessments.

• Proficient data analysis skills in SQL and/or Python.

• Strong statistical and data literacy, covering the fundamentals of statistics, data analysis, and model interpretation.

• Familiarity with AI tools is an added advantage.

• Ability to excel in a dynamic, startup-like environment.

• Relevant experience in underwriting corporate/B2B cards with high limits.

• Experience in credit/lending and a cultural fit for candidates from traditional or corporate backgrounds.

🏝️ Benefits

• Eligible team members can participate in R2’s Phantom Share Program, a performance-based incentive.

• Opportunity for ownership and impact within a fast-paced, growth-driven startup.

• Collaborate across functions with outstanding teams.

• Gain exposure to intricate regulatory challenges and innovations in embedded finance.