Reinsurance, Program Business Specialist

This is a fully remote position, open to applicants in United States, +2 more countries.

📋 Description

• Develop authentic scenarios related to treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation.

• Construct structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer suggestions.

• Compose “golden” reference responses that meet the standards of experienced reinsurance and program business quality.

• Evaluate AI-generated responses using structured rubrics that encompass structural accuracy, contract logic, financial comprehension, stakeholder roles, and market realism.

• Recognize misconceptions related to layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities.

• Provide written insights to assist the research team in enhancing model performance.

• Engage in onboarding office hours and calibration sessions.

⛳️ Requirements

• A minimum of 2 years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer.

• Familiarity with at least one of the following: treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs.

• Capability to identify the economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insured parties.

• Comprehension of how contract structure influences risk transfer, earnings, collateral, claims management, and reporting.

• Exceptional written reasoning, commercial judgment, and meticulous attention to detail.

• Ability to differentiate reinsurance decisions from direct underwriting and standard claim adjudication.

• CPCU, ARe, ARM, ACAS, FCAS, or a similar designation is considered a plus.

• Experience with ceded and assumed reinsurance is an added advantage.

• Background in reinsurance broking, treaty wording, recoverables, or claims is a bonus qualification.

• Experience in program audits, delegated authority, or bordereaux management is a bonus qualification.

• Experience with captive, large-deductible, retrospective-rating, or risk-sharing is a bonus qualification.

• Availability of a minimum of 20 hours per week, preferably 40+.

🏝️ Benefits

• Earn up to $250 for each successful referral.

• Minimum of 20 hours per week (ideally 40+).

• Role starts immediately.

• Reasonable accommodations available upon request.