Regional Insurance Product Manager

This is a fully remote position, open to applicants in United States.

📋 Description

• Take ownership of state-level strategy and refine the homeowners program for designated states and new state entries.

• Establish underwriting eligibility, coverage options, competitive positioning, and proprietary models.

• Oversee state filing procedures and maintain relationships and correspondence with the DOI to ensure timely regulatory approvals.

• Collaborate with the Technology and Operations teams on rate evaluations and the launch of new states.

• Track and assess loss ratios, actuarial indications, frequency/severity trends, sales conversion, persistency, and profitability drivers.

• Convert analysis into practical strategic recommendations.

• Create cost-benefit analyses for state-level strategic initiatives and present recommendations that balance market opportunities, company goals, and profitability targets.

• Recognize business challenges and opportunities, design analytical frameworks, and provide recommendations.

• Work with Business Development to channel field-level market feedback into Insurance Product Management.

• Elevate state-level insights that support nationwide product modifications.

• Contribute to external data assessments, market and competitor intelligence, and the development of new products.

⛳️ Requirements

• 3–5 years of experience in insurance product management or product development, concentrating on strategy, analytics, or state-level product ownership.

• A degree in Business Administration, Mathematics, Actuarial Science, Economics, Statistics, or a related discipline.

• Strong analytical skills, encompassing the development and interpretation of quantitative analyses and the translation of findings into strategic narratives.

• Ability to identify and define intricate business challenges and create analytical frameworks.

• Excellent communication, storytelling, and project management abilities.

• Capacity to collaborate effectively across all levels of the organization.

• Proficient in data-informed decision-making.

• Experience in P&C insurance is mandatory.

• Experience in homeowners insurance is advantageous.

• Experience with insurance product compliance and/or state regulatory relationships is a bonus.

• Must be authorized to work full-time in the United States.

• Must currently reside in the United States.

• Not eligible for employer visa sponsorship now or in the future.

🏝️ Benefits

• Equity.

• Bonus eligibility.

• Remote-first culture and flexible work model.

• Medical, dental, and vision plans.

• Life and disability insurance, including voluntary supplemental options.

• Up to 8 weeks (320 hours) of paid parental leave for eligible employees.

• 401(k) company contribution of 3% of gross income, irrespective of personal contributions.

• $1,500 upfront home office setup allowance.

• $75/month internet stipend.

• $2,000 annual professional development budget.

• $50/month "Be Well" health and wellness stipend.

• Paid volunteer time off.

• Financial referral rewards.