Product Manager – Retail Deposits

This is a fully remote position, open to applicants in Pakistan.

📋 Description

• Assist the Head of Product & Proposition in implementing the Retail Liabilities strategy and achieving business and portfolio goals.

• Track portfolio performance, profitability, customer behaviors, and market trends to pinpoint growth opportunities and suggest actions.

• Create and execute product improvements, pricing strategies, and customer value propositions aimed at acquisition, retention, and balance growth.

• Oversee strategic initiatives, product launches, digitization efforts, and transformation projects.

• Work collaboratively with stakeholders in business, technology, operations, risk, finance, compliance, and marketing.

• Utilize data and customer insights to enhance product performance and facilitate data-driven decision-making.

• Ensure adherence to regulatory, governance, and risk management standards.

• Contribute to objectives related to balance sheet, funding, revenue, and customer growth.

• Promote customer experience and engagement programs, events, and tactical promotions.

• Collaborate with distribution, relationship managers, alternate channels, operations, BIU, legal, and compliance teams.

• Maintain audit readiness and engage in ongoing market analysis.

• Ensure business continuity as assigned by the business head.

⛳️ Requirements

• A minimum of 5+ years of experience in banking, wealth management, or product management.

• At least 2–3 years in a comparable leadership position.

• Strong knowledge of banking product management.

• Preferred experience in deposit and liability products.

• Familiarity with digital banking environments is a plus.

• A degree or equivalent professional qualification from a recognized institution.

• Capability to work effectively in cross-functional teams and foster stakeholder relationships.

• Strong analytical and problem-solving abilities.

• Proficiency in identifying growth opportunities and generating data-driven insights.

• Ability to plan, organize, and consistently enhance customer experience and service delivery across various channels.

• Previous experience in a full-time virtual environment is an additional advantage.

• Understanding of diverse banking products, processes, and transactions.

• Ability to identify and escalate potential risks.

• Capacity to maintain audit readiness.

🏝️ Benefits

• Competitive salary and performance-based bonuses.

• Comprehensive health and wellness benefits.

• Opportunities for professional development and career advancement.

• Flexible working arrangements to promote work-life balance.

• Engaging work environment with a focus on teamwork and collaboration.