Mortgage Sales Supervisor

This is a fully remote position, open to applicants in Montana.

📋 Description

• Oversee the daily loan origination processes for a small team of Mortgage Loan Originators.

• Ensure that all necessary documents for processing, underwriting, and closing are obtained swiftly from the relevant sources.

• Achieve the annual loan volume origination targets set by upper management.

• Build and maintain relationships with referral sources including real estate brokers, builders, and other external parties.

• Engage actively in local and state mortgage banking, realtor, and builder trade associations.

• Maintain a comprehensive understanding of the mortgage industry and current issues affecting it.

• Foster collaborative partnerships within U.S. Bank Home Mortgage and other divisions of U.S. Bank.

• Encourage customer relationship growth and drive additional product sales.

• Conduct interviews and recruit new talent for the team.

• Proactively support employee retention through development initiatives and positive engagement strategies.

⛳️ Requirements

• High school diploma or its equivalent.

• A minimum of two years of experience in mortgage sales.

• Proven skills in new business development and relationship management.

• Strong understanding of sales techniques and strategies.

• Extensive knowledge of mortgage products, services, operations, and current market trends.

• Basic understanding of pricing and underwriting criteria for various mortgage insurance firms.

• Familiarity with underwriting standards for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.

• Knowledge of local, state, and federal regulations, including zoning laws, Truth-in-Lending, RESPA, and energy audit requirements.

• Excellent customer service and relationship-building skills.

• Exceptional attention to detail with the ability to analyze financial data.

• Strong interpersonal, verbal, and written communication abilities.

• Must be capable of fulfilling job responsibilities outside of the regular workplace.

• Requires registration with the National Mortgage Licensing System (NMLS) as mandated by the S.A.F.E. Act of 2008 and Regulation Z.

• Subject to criminal background and credit checks.

• Must adhere to U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct, as well as workplace conduct and safety guidelines.

🏝️ Benefits

• Healthcare coverage (medical, dental, vision).

• Basic term life insurance and optional term life insurance.

• Short-term and long-term disability insurance.

• Pregnancy disability and parental leave options.

• 401(k) plan and employer-funded retirement options.

• Paid vacation (ranging from two to five weeks based on salary grade and tenure).

• Up to 11 paid holidays each year.

• Adoption assistance programs.

• Sick and Safe Leave accrual of one hour for every 30 hours worked, up to 80 hours per calendar year, unless otherwise mandated by law.

• Incentive and recognition programs.

• Equity stock purchase options.

• Contributions to 401(k) and pension plans.