Mortgage Loan Originator

This is a fully remote position, open to applicants in Texas.

📋 Description

• Generate residential mortgage loans in line with company policies and lending regulations.

• Conduct interviews with borrowers to collect necessary financial information and evaluate eligibility.

• Analyze applicant financial documents to identify suitable loan programs.

• Inform clients about available loan products, terms, and processes.

• Submit comprehensive loan applications to the processing team for approval and underwriting.

• Keep precise records in the loan origination system.

• Ensure timely communication with clients, processors, and underwriters.

• Work collaboratively with internal departments to guarantee seamless loan closings.

• Achieve set productivity and quality targets.

• Stay updated on current lending policies, compliance requirements, and industry developments.

• Assist branch loan production efforts and may earn overrides on qualified loans originated by other Mortgage Loan Originators.

• Engage in a substantial amount of sales activities outside the employer’s premises to fulfill Outside Sales Exemption criteria.

⛳️ Requirements

• High school diploma or equivalent; college coursework or degree is preferred.

• Valid NMLS license as mandated by state and federal regulations.

• Prior experience in mortgage lending or financial services is preferred.

• Excellent interpersonal and communication skills.

• Capability to handle multiple tasks and prioritize in a fast-paced setting.

• Familiarity with loan origination systems and Microsoft Office applications.

🏝️ Benefits

• Competitive salary with performance-based incentives.

• Comprehensive health, dental, and vision insurance.

• Opportunities for professional development and career advancement.

• Flexible work arrangements and a supportive work environment.