Large Loss Adjuster

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee and investigate significant loss and high-exposure homeowner claims, which include litigation cases and claims involving public adjusters and legal representatives.

• Confirm coverage, interpret policy language, and assess liability and the extent of damages.

• Analyze claim details and damage estimates to facilitate timely and appropriate claim resolutions.

• Utilize extensive knowledge of homeowners' policies and relevant jurisdictional documents.

• Conduct on-site inspections as necessary.

• Investigate the origin and cause of high-exposure claims in collaboration with insureds, claimants, agents, attorneys, contractors, experts, SIU, public officials, and fellow adjusters.

• Identify previous losses and potential environmental risks.

• Reconcile contractor and mitigation estimates while working with vendors on damage assessments.

• Prepare large loss and total loss estimates using Xactimate software.

• Negotiate settlements with insured parties, attorneys, and public adjusters.

• Manage the period of restoration for Additional Living Expenses (ALE) and Loss of Rent claims.

• Interpret and apply policies, leases, by-laws, declarations, and contract coverages.

• Maintain clear and prompt communication throughout the entire claims process.

• Provide support during catastrophic events as required.

• Engage in special projects and initiatives aimed at process improvement.

• Mentor and train other professionals in the claims field.

⛳️ Requirements

• 5–7 years of experience in dwelling estimating is preferred.

• Proven track record in managing homeowner property claims valued at $50,000 or more.

• Strong understanding of claims and business practices, along with litigation experience.

• Advanced proficiency in interpreting homeowner policies and conducting coverage analysis.

• Demonstrated expertise in Xactimate; Level 3 certification is highly encouraged.

• Ability to effectively collaborate with vendors regarding damage evaluations and estimate reconciliations.

• Capacity to thrive in a fast-paced, customer-centric environment utilizing claims systems and telephony platforms.

• Must obtain and sustain the necessary state adjuster licenses.

• Ability to adhere to all jurisdictional regulatory requirements.

• Excellent communication, negotiation, analytical, and decision-making abilities.

• Occasional travel may be necessary for inspections or catastrophe assistance.

🏝️ Benefits

• Opportunity for bonuses.

• Occasional travel for inspections or catastrophe support.

• Special rates and benefits available for educators (offered by the company).