IT Business Analyst – Payments, Banking

This is a fully remote position, open to applicants in India.

📋 Description

• Collect, assess, and document both business and functional requirements from stakeholders.

• Collaborate closely with business users, technology teams, developers, and QA teams to convert requirements into technical solutions.

• Create Business Requirement Documents (BRDs), Functional Requirement Documents (FRDs), user stories, functional specifications, process flows, and acceptance criteria.

• Utilize SQL for data analysis, validation, reconciliation, and investigation of business requirements and issues.

• Employ AI tools to enhance requirement analysis, documentation, data analysis, process optimization, and business analyst productivity.

• Evaluate business processes, identify gaps, and propose enhancements.

• Assist with User Acceptance Testing (UAT), functional testing, defect analysis, and investigation of production issues.

• Collaborate with technical teams to gain insights into APIs, data flows, integrations, and system dependencies.

• Conduct data validation to ensure that solutions align with business and functional requirements.

• Coordinate with multiple stakeholders throughout the entirety of the project lifecycle.

• Ensure clear documentation of requirements, processes, changes, and decisions is maintained.

⛳️ Requirements

• Significant experience as an IT / Technical Business Analyst.

• Proficient in SQL with the capability to write queries and conduct data analysis/validation.

• Practical experience with AI tools for analysis, documentation, productivity enhancement, or business problem resolution.

• Fundamental understanding of the banking and financial services sector.

• Knowledge of debit/credit transactions and payment processes.

• Solid comprehension of business requirements, functional specifications, user stories, and user acceptance testing (UAT).

• Excellent communication skills and stakeholder management abilities.

• Ability to collaborate effectively with both business and technical teams.

• Familiarity with Intraday Liquidity (IDL) or liquidity management practices.

• Experience in banking payment systems.

• Knowledge of SWIFT / ISO 20022 / payment messaging standards.

• Understanding of APIs, system integrations, and data flows.

• Experience in Agile/Scrum methodologies.

• Proficient with tools such as JIRA, Confluence, Postman, or other similar business analysis/project tools.

🏝️ Benefits

• Competitive salary and performance-based incentives.

• Opportunities for professional development and career advancement.

• Flexible working hours and the possibility of remote work.

• Comprehensive health and wellness benefits.

• A collaborative and innovative work environment.