Home Loan Doc Drawer

This is a fully remote position, open to applicants in California.

📋 Description

• Prepare precise loan documents following the terms and conditions outlined in the Underwriting Approval and in alignment with product and document specifications.

• Examine and confirm lock information and the final fee sheet for accuracy of data.

• Conduct compliance checks to ensure loans adhere to relevant regulations.

• Assess loans for compliance with RESPA, RESPA tolerances, TILA, and MDIA.

• Inspect prepared documents for accuracy before sending them to title/escrow or branch locations for member signatures.

• Ensure that loan documents are completed in a timely manner, meeting Golden 1's turnaround times, minimum production levels, and quality standards.

• Keep abreast of state and federal credit union compliance regulations, including BSA, RESPA, TILA, and AML.

• Relay information to Home Loan Advisors, internal personnel, and closing agents.

• Stay updated on mortgage industry dynamics and credit union standards and trends.

• Oversee and address quality control issues pertaining to relevant loan files.

• Establish procedures to prioritize tasks in the document-drawing area as workload fluctuates.

• Execute tasks in accordance with Golden 1's performance competency standards.

• Carry out other assigned duties.

⛳️ Requirements

• High School Diploma or General Education Degree (GED) is required.

• At least one year of significant document drawing experience in a financial and/or mortgage banking setting is required.

• Strong knowledge of mortgage products, regulatory obligations, and closing procedures.

• A detail-oriented and compliance-driven mindset.

• Capacity to generate precise, high-quality loan documentation.

• Ability to manage priorities and resolve quality issues in a fast-paced environment.

• Comprehensive understanding of state and federal laws and regulations regarding credit union compliance, including BSA, RESPA, TILA, and AML laws.

• Up-to-date knowledge of mortgage industry standards and trends within credit unions.

🏝️ Benefits

• Market-competitive and internally equitable total rewards compensation package.

• Comprehensive compensation package.

• Well-being and work-life balance programs.

• Opportunities for career development and growth.

• Rewards and recognition initiatives.

• Commitment to Diversity, Equity, and Inclusion.