Head of Legal – Payments, Fintech

This is a fully remote position, open to applicants in Spain.

📋 Description

• Take charge of and enhance the company's legal function, policies, and legal processes.

• Serve as a strategic legal advisor to the founders and senior management.

• Create a scalable legal framework that supports the company's growth in various markets.

• Identify legal risks and offer practical, business-focused solutions.

• Coordinate with external legal counsel as necessary.

• Provide legal assistance across the company's payment operations and recurring payment model.

• Advise on relevant payment services, fintech, and financial services regulations.

• Support relationships and contractual frameworks with acquiring banks, PSPs, payment partners, and other financial institutions.

• Collaborate closely with Compliance and Risk teams on regulatory requirements, AML/KYC-related issues, and internal policies.

• Assist with licensing, regulatory applications, and expansion into new jurisdictions when applicable.

• Monitor regulatory changes pertinent to the business and convert them into actionable requirements.

• Draft, review, and negotiate commercial agreements with merchants, partners, vendors, and technology providers.

• Manage agreements with PSPs, acquirers, banks, and other partners in the payment ecosystem.

• Develop and standardize contract templates and contracting processes.

• Support Sales and Account Management teams during negotiations with key clients.

• Advise the business on contractual liability, termination, pricing structures, SLAs, disputes, and other commercial issues.

• Provide legal guidance regarding subscription-based business models and recurring billing.

• Assist in creating customer terms, merchant agreements, and payment-related policies.

• Offer advice on consumer protection, cancellation and refund policies, chargebacks, and recurring payment authorizations.

• Collaborate with Product and Commercial teams to ensure new payment flows and products are legally compliant and commercially viable.

• Advise on GDPR, privacy, data processing, and data-sharing arrangements.

• Review new products, integrations, and features from a legal and regulatory standpoint.

• Work closely with Product and Tech teams to integrate legal requirements into product development instead of addressing them post-launch.

• Support corporate governance and internal legal documentation.

• Manage the legal aspects of corporate structuring and international expansion.

• Assist with shareholder, investment, financing, and M&A-related matters as needed.

• Establish effective legal risk management and reporting processes.

⛳️ Requirements

• Strong legal background with extensive experience in fintech, payments, PSP, acquiring, payment gateways, or financial services.

• Comprehensive understanding of the European payments regulatory landscape.

• Experience dealing with commercial contracts in an international B2B context.

• Familiarity with recurring payments and subscription-based business models is a significant plus.

• Good knowledge of GDPR, consumer protection, and digital services regulations.

• Ability to work directly with founders and senior leadership.

• Strong commercial judgment—capable of explaining not only the legal risks but also how the business can proceed safely.

• Comfortable operating in a rapidly changing environment with a high level of ownership.

• Experience in building or scaling a legal function is a strong advantage.

• Fluent in English.

🏝️ Benefits

• Opportunity to shape the legal framework of a dynamic company.

• Work in a fast-paced environment with a collaborative team.

• Engage in diverse legal challenges across various markets.

• Competitive compensation package.