Financial Crimes Program Manager

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee daily operations related to AML, BSA, KYC/CIP, and OFAC compliance.

• Ensure that all policies, procedures, and program documentation are up to date.

• Perform routine BSA/AML risk assessments.

• Improve the program in response to evolving products to fulfill contractual and regulatory obligations.

• Manage regular and on-demand BSA/AML reporting for partner banks and internal stakeholders.

• Generate 314(a), OFAC, senior leadership, and quarterly Board reports.

• Address inquiries related to financial-crime audits, examinations, testing, monitoring, and requests from bank partners.

• Investigate alerts regarding unusual activities and escalations.

• Draft internal Unusual Activity Reports for the BSA Officer's review.

• Conduct sanctions screening, AML transaction monitoring, and information-sharing searches.

• Maintain records of investigative findings and due diligence in accordance with retention policies.

• Identify and implement opportunities for automation.

• Collaborate with Operations, Product, and Engineering teams on onboarding and transaction monitoring tools.

• Assist front-line teams during periods of backlog and high volume.

⛳️ Requirements

• In-depth understanding of U.S. BSA, AML, KYC/CIP, and OFAC regulations.

• Demonstrated experience in a compliance role, particularly in alert disposition, case management, and investigative processes.

• Strong analytical skills to assess data, investigate alerts, and recognize suspicious patterns.

• Meticulous documentation of investigative findings.

• Ability to navigate uncertainty and make risk-based decisions in a rapidly growing FinTech environment.

• Capability to collaborate with bank partners and regulators while influencing Product and Operations stakeholders.

• Familiarity with U.S. personal loans and credit cards is preferred.

• Experience with tools such as Alloy, ComplyAdvantage, Marqeta, Preset, Snowflake, or Redash is advantageous.

• Legal authorization to work in the United States.

🏝️ Benefits

• Equity included.

• Flexible working arrangements.

• Regular opportunities for in-person engagement through social events and off-site gatherings.

• Private health insurance.

• Retirement savings plans.

• Employee referral bonuses.

• Fully stocked kitchen.

• Complimentary lunches prepared by in-house chefs on office days at select locations.

• Cycle-to-work scheme available in select locations.

• Electric vehicle salary sacrifice scheme offered in select locations.