Financial Crimes Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee customer activities following onboarding, from alert generation to resolution, escalation, or filing.

• Evaluate and manage transaction monitoring alerts utilizing BSA/AML typologies.

• Investigate atypical activities related to accounts, payments, and cards to detect money laundering, fraud, account takeovers, and other unlawful actions.

• Escalate higher-risk cases with well-defined recommendations.

• Assist with UAR and SAR filings, moving towards comprehensive ownership.

• Compose clear and well-supported case narratives.

• Perform enhanced due diligence and update customer risk profiles.

• Assess KYC-team escalations and share insights to refine onboarding processes.

• Keep thorough records within the case management system.

• Identify typologies, patterns, blind spots, excessive alerts, and procedural gaps.

• Contribute to the enhancement of detection rules and protocols.

• Collaborate with Risk, Operations, Support, and Engineering to optimize monitoring systems.

• Aid in quality assurance and case reviews.

• Remain informed on AML typologies and regulatory updates.

• Address the alert and case backlog while assisting in the development of the financial crimes program.

⛳️ Requirements

• 1–3 years of experience in BSA/AML compliance, transaction monitoring, fraud operations, or a similar role in financial crimes.

• Practical experience in managing transaction monitoring alerts using platforms like Sardine, Unit21, Actimize, or comparable systems.

• Familiarity with AML typologies.

• Background in fintech, payments, card programs, or BaaS program compliance.

• Experience in fine-tuning detection rules or employing data and SQL for pattern investigations.

• Solid understanding of KYC/CDD requirements and BSA responsibilities.

• Experience with suspicious activity reporting, including writing narratives or supporting UAR/SAR filings.

• Excellent written communication skills with the ability to succinctly summarize complex findings.

• Strong attention to detail and capacity to manage and prioritize a high-volume workload.

• Ability to make informed decisions despite incomplete information.

• CAMS or another AML certification, either completed or in progress, is advantageous.

🏝️ Benefits

• Equity compensation.

• Medical insurance.

• Dental insurance.

• Vision insurance.

• Paid time off.

• 401(k) plan.

• High-trust, high-ownership work environment.

• Direct access to leadership, customers, and investors.

• Meaningful equity opportunity.

• Ongoing applications until the position is filled.