Financial Crime Risk Analyst II – KYC

This is a fully remote position, open to applicants in Florida, +7 more states.

📋 Description

• Provide analytical, research, and assessment support to develop and improve enterprise Financial Crime Risk Management programs and processes.

• Collaborate with stakeholders and third-party service providers to implement AML, ATF, Sanctions, and ABAC programs that comply with regulatory standards.

• Review information related to higher-risk customers and transactions.

• Conduct enhanced due diligence reviews for high-risk clients.

• Oversee procedures and manage escalations concerning high-risk customers.

• Analyze customer behaviors and activities of concern in alignment with KYC policies and regulatory obligations.

• Engage with the first line of defense regarding EDD outcomes, issue management, and guidance for high-risk customer categories and related activities.

• Provide FCRM research, evaluation, operational support, reporting, and analytical assistance to business partners.

• Coordinate requests between FCRM and business partners.

• Develop summaries, communications, reports, and presentations for management, regulators, and stakeholders.

• Suggest responses to enterprise FCRM program inquiries and escalate sensitive issues as necessary.

• Analyze data, draw insights, and report on program health.

• Examine regulatory trends and propose enhancements to address FCRM gaps and challenges.

• Identify issues that require review or escalation and communicate with relevant staff.

• Oversee the tracking and reporting of FCRM initiatives and programs.

• Collaborate with FCRM and compliance partners to ensure consistent FCRM application.

• Participate in knowledge transfer, cross-training, performance development, and team support.

⛳️ Requirements

• Bachelor's degree or equivalent professional experience.

• Minimum of 3 years of experience in relevant fields.

• In-depth knowledge of AML, KYC, and Enhanced Due Diligence (EDD) processes and regulations.

• Experience in conducting complex EDD in current or previous roles is essential.

• Excellent written and verbal communication skills.

• ACAMS certification is preferred.

• Authorization to work in the United States without the need for current or future TD sponsorship.

• Advanced understanding of products, services, processes, systems, and concepts within the specialty area.

• Ability to manage ambiguity and utilize judgment to resolve operational and business issues.

• Capability to interpret and enforce policies while implementing business process improvements.

• Proficiency in prioritizing workload and adhering to SLA requirements.

• Ability to handle confidential information and escalate issues appropriately.

• Skills in identifying and managing risks, as well as escalating non-standard, high-risk transactions or activities.

• Capacity to stay informed about emerging issues, trends, and changing regulatory requirements.

🏝️ Benefits

• Variable compensation and incentive awards, potentially including cash and/or equity incentives.

• Comprehensive health and well-being benefits.

• Savings and retirement programs.

• Paid time off, which includes Vacation PTO, Flex PTO, and Holiday PTO.

• Banking benefits and discounts.

• Opportunities for career development.

• Reward and recognition programs.

• Regular discussions on career development and performance.

• Access to an online learning platform.

• Mentoring programs available.

• Training and onboarding sessions provided.