Director, Underwriting Strategy – Governance

This is a fully remote position, open to applicants in United States.

📋 Description

• Guide and develop underwriters to enhance their technical skills, judgment, and consistency.

• Create, improve, and implement underwriting training programs.

• Uphold underwriting standards, documentation requirements, and governance practices.

• Assist the Associate (VP) Chief Underwriter in executing the underwriting strategy, governance criteria, and policy modifications.

• Engage in underwriting governance initiatives, forums, quality reviews, and auditing processes.

• Analyze cases and outcomes to pinpoint trends and areas for improvement.

• Address complex underwriting challenges and systemic issues, providing insights and recommendations for resolution.

• Take part in underwriting projects focusing on process enhancements, technology integration, and vendor solution deployment.

• Aid in modernization efforts by facilitating the adoption of new tools, automation, and improved workflows for underwriters.

• Work collaboratively with Medical, Actuarial, Product, Reinsurance, Distribution, Compliance, and Operations teams.

• Promote the responsible use of AI and advanced analytics through training, documentation standards, and quality oversight.

• Act as a senior underwriting subject matter expert and a point of escalation for complex risk evaluations.

• Evaluate referrals and make underwriting decisions and signatures within the delegated authority, including large, complex, and jumbo cases.

• Offer limited production underwriting support without managing daily case flow or operational queues.

⛳️ Requirements

• Bachelor’s Degree or equivalent relevant work experience is mandatory.

• A minimum of 10 years in life underwriting is required.

• Proven underwriting signing authority of $20M, with experience in complex case design and advanced sales.

• Extensive technical knowledge in life underwriting risk assessment, complex case evaluation, and underwriting standards.

• Strong capability to mentor, coach, and enhance underwriters’ technical judgment and consistency.

• Experience in supporting underwriting training, quality assessments, and governance initiatives.

• Comprehensive understanding of life insurance products (Term, Whole Life, IUL, VUL) and advanced underwriting considerations.

• Acquainted with underwriting tools, evidence sources, and emerging technologies, including AI-enabled features.

• Ability to collaborate effectively with senior underwriting leaders while functioning without direct operational control.

• Excellent judgment, communication, and influence capabilities.

• Preferred professional designations include ACS, ALU, FLMI, FALU, or CLU, or progress towards one or more designations.

• A Master’s Degree or MBA is preferred.

🏝️ Benefits

• Competitive salary and performance-based incentives.

• Comprehensive health, dental, and vision insurance.

• Retirement savings plan with company matching.

• Opportunities for professional development and continuing education.

• Flexible work arrangements and a supportive work environment.