Director, Product – Payments and Cards

This is a fully remote position, open to applicants in Canada, +1 more country.

📋 Description

• Oversee the complete delivery process of payment products, guaranteeing timely, high-quality, and scalable releases.

• Enhance ACH, RTP/FedNow, wire transfers, and international payments.

• Determine efficient routing to ensure transactions settle using the most cost-effective and swift available methods.

• Test stablecoin settlements as a viable alternative to correspondent banking where the cost and speed advantages are evident.

• Collaborate with Compliance, Risk & Treasury on tokenized rails, reserve verification, sanction checks, transaction costs, settlement, and reconciliation.

• Assist in the advancement of product architecture alongside Engineering, which includes APIs, workflows, and integrations.

• Foster strong alignment across Product, Engineering, Operations, Risk, Compliance, and Commercial teams.

• Take responsibility for product performance, encompassing KPIs, revenue impact, portfolio expansion, and customer results.

• Contribute to product positioning, pricing strategies, and the go-to-market approach for Payments & Cards offerings.

• Build and guide a high-performing product team that emphasizes accountability and execution discipline.

⛳️ Requirements

• 7+ years of experience in product leadership with extensive knowledge in payments and card issuing in the US and Canada.

• Strong expertise in cross-border payments, as well as credit and prepaid card solutions.

• In-depth understanding of cross-border payment processes, tokenized payments, authorizations, settlements, and reconciliations.

• Proven track record with payment rails, money movement, or financial services APIs.

• Solid comprehension of operational and regulatory complexities.

• Strong technical proficiency in APIs, integrations, and platform architecture.

• Demonstrated capability to drive business outcomes through effective product strategy and execution.

• Highly analytical and data-driven with excellent commercial insight and product judgment.

• Exceptional skills in stakeholder management and executive-level communication.

• Comfortable working in fast-paced, high-growth settings with a strong sense of accountability.

• Experience with Platform-as-a-Service or embedded finance platforms is a valued bonus.

• Background in fraud, risk, and compliance product domains is preferred as a bonus.

• Familiarity with AI/LLMs in payments or product automation is advantageous as a bonus.

🏝️ Benefits

• Competitive salary and equity offerings.

• Remote-first working environment.

• Comprehensive health benefits and paid time off.

• A team that views AI as a tool for enhancement, not a replacement.

• Genuine ownership, allowing you to influence the processes and standards that enhance customer value delivery.

• Direct impact on product direction and prioritization for a platform that serves major financial institutions.