Credit Strategy Analyst III

This is a fully remote position, open to applicants in Texas.

📋 Description

• Develop and provide in-depth reporting and monitoring of portfolio credit quality, operations, and performance.

• Create and design analyses utilizing data programming and/or statistical software to evaluate emerging credit risk trends.

• Conduct quantitative analysis to enhance credit strategy and policy.

• Supply data, reporting, and analysis to support the Indirect business sector.

• Discover opportunities to enhance data and automate analytic processes.

• Examine large datasets using descriptive and predictive analytic methods to generate insights and recommendations.

• Comprehend and communicate business cases, queries, and anticipated value delivered.

• Create dashboards, analyses, visualizations, and analytics tools.

• Detect trends and patterns while offering insights through reporting and data visualization.

• Collaborate with data and analytics experts to optimize, automate, and scale repeatable analytics solutions and decision-support tools.

• Construct reporting dashboards employing data extraction, cleaning, and visualization methods.

• Choose, configure, and execute analytics solutions to ensure consistency and repeatability.

• Investigate and implement continuous improvements in data visualization.

• Work alongside teams, management, and stakeholders to enhance the usability and visual appeal of analytics solutions.

• Translate business requirements into technical specifications and assess current data visualization systems.

• Create visual representations of large datasets for clear presentation to decision-makers.

• Document data flows, systems, and processes meticulously.

• Develop tools and deliver training programs for reporting tools and self-service analytics.

• Offer specialized consulting, analytical, and technical support.

• Utilize judgment to independently diagnose and resolve problems, including non-routine situations.

• Make risk-informed decisions that align with business strategy while safeguarding bank assets and adhering to applicable regulations.

⛳️ Requirements

• Advanced Business Intelligence capabilities, including the development and publication of complex reports via Power BI Desktop.

• Proficiency in programming data and/or statistical software for credit risk analysis.

• Familiarity with descriptive and predictive analytics techniques.

• Intermediate proficiency in SQL, PowerBI, and Python.

• Expertise in data visualization.

• Skill in data storytelling.

• Experience in data mining.

• Proficiency in illustration.

• Creative thinking abilities.

• Strong problem-solving skills.

• Effective verbal and written communication abilities.

• Team collaboration and interpersonal skills.

• Analytical and problem-solving aptitude.

• Data-driven decision-making capabilities.

• Foundational proficiency in technical design optimization.

• Foundational proficiency in decision-making.

• Foundational proficiency in systems thinking.

• Advanced proficiency in insights design.

• Advanced proficiency in insights development and reporting.

• Typically, 5–7 years of relevant experience.

• A post-secondary degree in a relevant field or an equivalent combination of education and experience.

• Extensive knowledge and technical expertise obtained through substantial education and professional experience.

• Ability to apply BMO’s Risk Management Framework, Risk Culture, approved Risk Appetite, policies, laws, and regulations.

🏝️ Benefits

• Performance-based incentives.

• Discretionary bonuses.

• Health insurance coverage.

• Tuition reimbursement options.

• Accident insurance.

• Life insurance policies.

• Retirement savings plans.

• Comprehensive training and coaching.

• Support from management.

• Opportunities for network-building.

• Access to tools and resources for achieving new milestones.

• Reasonable accommodations for individuals with disabilities.