Corporate Counsel

This is a fully remote position, open to applicants in New Jersey.

📋 Description

• Oversee transactional operations across all areas of Longbridge Financial, encompassing corporate contracts, loan products, HECMs, proprietary home equity loans, compliance, audits, intricate transactional agreements, and partner/vendor contracts.

• Analyze and negotiate transactional agreements, contracts, legal correspondence, and various legal documents.

• Conduct research on state-specific updates and regulatory compliance related to loan products.

• Evaluate and negotiate vendor contracts, including NDA, MSA, SOW, DPA, SaaS, and Third Party Originator agreements.

• Assess and negotiate agreements with mortgage brokers, principal authorized agents, and correspondent lenders.

• Oversee the complete contract lifecycle, which includes intake, drafting, negotiation, and systematic recordkeeping.

• Collaborate with business units to standardize templates, playbooks, and negotiation frameworks.

• Support the maintenance of the contract management system/repository and monitor key dates, obligations, and renewal terms.

• Assist with corporate transaction matters as required.

• Provide guidance on compliance requirements for federal and state consumer laws and regulations, including ECOA, FCRA/FACTA, Fair Housing Act, FTC Act, Dodd-Frank Act, UDAAP, Flood Disaster Protection Laws, GLBA, HMDA, Homeowner’s Protection Act, RESPA, TCPA, TILA, FHA/HUD, and GNMA guidelines.

• Advise sales teams on compliance and risk mitigation strategies.

• Work in conjunction with Human Resources on employee offer letters, compensation plans, separation agreements, and employee-related matters.

• Undertake additional responsibilities and projects as assigned.

⛳️ Requirements

• Juris Doctorate degree is required.

• Active bar membership in good standing in any US jurisdiction.

• Minimum of 3 years of experience in residential mortgage banking within a legal/compliance capacity.

• Experience with reverse mortgages or HELOC is advantageous.

• Familiarity with federal and state laws and regulatory requirements.

• Working knowledge of US privacy and data security laws.

• Strong skills in contract drafting, redlining, and negotiation.

• Excellent organizational, analytical, technical, and problem-solving abilities.

• High attention to detail.

• Exceptional interpersonal communication skills and the ability to collaborate across all organizational levels.

• Proficiency in MS Office Suite, All-regs.com, Lexis-Nexis, Practical Law Connect, and loan operating systems is a plus.

• Good judgment and the ability to analyze information and systems effectively.

• A high degree of professional ethics and integrity.

🏝️ Benefits

• Comprehensive training and well-defined career paths.

• Support for professional growth.

• Team-building activities and friendly competitions.

• Medical, dental, vision, HSA, and FSA plans.

• Generous paid time off.

• Paid holidays.

• Company-paid life insurance.

• Competitive 401(k) matching.

• Optional products and discounts.

• Annual bonus based on individual and company performance.

• Opportunity for remote work.