Account Executive II, Structured Finance

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee all facets of a designated Structured Finance portfolio to align with corporate, SBA, and USDA risk management, profitability, and regulatory compliance requirements.

• Stay updated on clients’ financial situations, management effectiveness, and industry developments, taking prompt actions to reduce losses.

• Review and process loan advances related to pre-development, development, construction, and revolving credit facilities.

• Collaborate with third-party vendors, clients, and internal teams to ensure disbursements are accurate, compliant, and timely.

• Conduct ongoing credit evaluations and keep track of account performance.

• Identify new portfolio risks and opportunities through the analysis of financial statements, covenant adherence, and production reports.

• Establish and nurture relationships with clients, vendors, manufacturers, and internal stakeholders.

• Manage troubled loans and workout credits, formulating action plans with credit and risk teams.

• Work with auditors, regulatory bodies, and SBA/USDA representatives during audits and evaluations.

• Prepare and present quarterly and annual portfolio reviews, findings, trends, and risk assessments to credit and executive leadership.

• Structure and underwrite modifications to existing deals for management.

• Perform additional tasks as assigned.

⛳️ Requirements

• A bachelor’s degree or equivalent education and professional experience.

• At least 3 years of relevant experience.

• Strong customer service abilities.

• Proficient verbal and written communication skills.

• Effective collaboration skills.

• Solid financial understanding.

• Knowledge of government guaranteed lending programs, such as SBA (7a), USDA B&I, REAP, and BIA.

🏝️ Benefits

• Annual performance-based incentive opportunity.

• Health insurance.

• 401(k) retirement benefits.

• Life insurance.

• Disability benefits.

• Paid time off.

• Comprehensive benefits package for eligible employees.

• Remote work arrangement.