Vice President, Quality Control

This is a fully remote position, open to applicants in United States.

📋 Description

• Supervise and direct the company’s quality control program, ensuring that loan files and operational processes comply with relevant regulatory requirements, internal policies, and established quality standards.

• Create, implement, and uphold quality control policies, procedures, testing methodologies, and reporting processes to facilitate efficient risk management.

• Lead and manage pre-funding and post-closing loan audits to pinpoint deficiencies, documentation errors, underwriting issues, and potential compliance risks.

• Oversee quality control personnel, set performance expectations, offer guidance, and ensure the timely and accurate completion of loan reviews.

• Evaluate quality control findings, identify persistent trends, and suggest corrective actions to enhance loan quality and mitigate operational risk.

• Collaborate with underwriting, compliance, closing, post-closing, and operations teams to investigate findings and implement effective corrective measures.

• Monitor loan defects, exceptions, and critical findings to guarantee proper escalation, resolution, and documentation.

• Supervise the preparation of quality control reports, management summaries, and trend analyses to convey findings, risks, and performance metrics to senior leadership.

• Ensure that quality control procedures remain in alignment with applicable mortgage regulations, industry standards, and the company’s internal guidelines.

• Assist with internal and external audits, regulatory examinations, and other reviews by providing accurate documentation, findings, and supporting materials.

• Assess existing quality control processes and implement enhancements to improve efficiency, accuracy, consistency, and accountability.

• Partner with senior leadership to establish quality control objectives, evaluate operational risks, and support strategic business initiatives.

• Maintain a comprehensive understanding of mortgage lending practices, underwriting standards, loan documentation, and relevant federal mortgage regulations.

• Assist with additional quality assurance, risk management, reporting, and operational initiatives as required.

⛳️ Requirements

• Required: 7+ years of experience in mortgage lending, mortgage quality control, loan auditing, or a related mortgage operations field.

• Prior leadership or management experience overseeing mortgage quality control teams or programs.

• Extensive experience with pre-funding and post-closing audits, loan file reviews, defect identification, and corrective action processes.

• Strong knowledge of mortgage regulations, underwriting standards, loan documentation, and quality control requirements.

• Experience with wholesale mortgage lending is preferred; Non-QM mortgage experience is a plus.

• Experience in developing and implementing quality control policies, procedures, testing methodologies, and reporting processes.

• Proven ability to analyze audit findings, identify trends, assess risk, and recommend process improvements.

• Experience in preparing quality control reports and presenting findings, performance metrics, and risk assessments to senior leadership.

• Strong leadership, communication, and interpersonal skills with the capacity to collaborate effectively across multiple departments.

• Excellent analytical, organizational, and problem-solving skills with a keen attention to detail.

• Ability to manage multiple priorities, oversee complex review processes, and meet critical deadlines in a fast-paced environment.

• Ability to exercise sound judgment, maintain confidentiality, and work effectively with executive leadership and cross-functional teams.

🏝️ Benefits

• Competitive salary and performance-based incentives.

• Comprehensive health benefits including medical, dental, and vision.

• Retirement savings plan with company matching.

• Opportunities for professional development and career advancement.

• Flexible work arrangements to support work-life balance.