Underwriting Manager – Workers Compensation

This is a fully remote position, open to applicants in Florida.

📋 Description

• Lead and oversee regional operations for Workers’ Compensation underwriting to achieve objectives related to profitable growth, retention, and production.

• Manage underwriting strategies, portfolio oversight, pricing discipline, and risk assessment across the designated territory.

• Drive the production of profitable new business and maintain renewal retention.

• Evaluate Workers’ Compensation exposures, which include payroll, class codes, loss histories, experience modification factors, operational controls, return-to-work initiatives, and industry-specific risks.

• Ensure adherence to company guidelines, delegated authority parameters, state regulations, NCCI standards, and relevant independent state bureaus.

• Formulate and implement regional business plans in collaboration with executive leadership and distribution teams.

• Lead, mentor, and cultivate underwriting talent within the team.

• Act as the senior underwriting referral authority for complex or large accounts.

• Establish and nurture relationships with retail agents, wholesale brokers, program administrators, and strategic distribution partners.

• Travel within the region for agency meetings, stewardship reviews, underwriting audits, business development, and industry events.

• Collaborate with claims, actuarial, finance, product, compliance, and operations teams.

• Monitor underwriting outcomes, submission flow, pricing trends, loss ratios, renewal retention, and agency performance.

• Identify market trends, competitive intelligence, and strategic growth opportunities.

• Facilitate workflow optimization, underwriting automation, analytics, AI-enabled underwriting tools, and operational scalability.

• Ensure timely and professional service delivery to agents, brokers, and internal partners.

• Engage in strategic planning for regional growth, staffing needs, underwriting appetite, product expansion, and infrastructure development.

• Execute other assigned leadership and underwriting responsibilities.

⛳️ Requirements

• A minimum of 7 years of experience in Workers’ Compensation underwriting.

• Previous leadership experience managing underwriting teams, territories, or regional operations within the Workers’ Compensation sector.

• Strong technical understanding of NCCI and state bureau regulations.

• Proficiency in experience modification analysis.

• Experience with payroll and class code review.

• Capability in loss trend assessment.

• Familiarity with medical and indemnity cost drivers.

• Knowledge of large deductible and loss-sensitive structures.

• Experience in multi-state Workers’ Compensation underwriting.

• Proven ability to build and manage profitable Workers’ Compensation books of business.

• Strong relationship management skills with brokers, agencies, and distribution networks.

• Proficient in analyzing underwriting, actuarial, claims, and operational data.

• Excellent leadership, communication, organizational, and team development abilities.

• Capable of thriving in a fast-paced, growth-focused environment.

• Bachelor’s degree or equivalent relevant professional experience.

• Willingness to travel up to 30% within the assigned region and to corporate offices as required.

• Must possess legal authorization to work in the United States.

🏝️ Benefits

• Bonus compensation.

• Employee Ownership Program.

• Opportunities for professional development.

• Owner Referral Program.

• Work from home reimbursement for remote or hybrid roles.

• Canary emergency financial assistance program.

• Comprehensive medical, dental, and vision insurance coverage.

• Life and AD&D Insurance.

• Confidential Employee Assistance Program.

• Health Savings Account with company contributions.

• Short-term disability insurance.

• Optional supplemental accident, critical illness, and hospital insurance.

• Employee discounts.

• 401(k) Plan with company matching contributions.

• Additional Wealth Financial Wellness Program.

• Various time-off programs.

• 11 company-paid holidays.