Underwriting Consultant

This is a fully remote position, open to applicants in Canada.

📋 Description

• Evaluate and categorize risks in accordance with Manulife’s underwriting philosophy and standards.

• Work collaboratively with sales teams and head office partners to provide high-quality, competitive underwriting decisions.

• Assist National Accounts, General Agents, and Advisors through effective risk assessment, clear communication, and collaborative problem-solving.

• Establish trustworthy relationships both internally and externally.

• Clearly articulate decisions and ensure that every customer interaction is meaningful.

• Adhere to consumer laws and regulations related to risk classification, confidentiality, and disclosure.

• Recognize underwriting challenges and suggest practical improvements to processes.

• Continue to enhance expertise through professional development and leadership opportunities.

⛳️ Requirements

• Approval limits of at least $5,000,000 in life insurance and $250,000 in critical illness insurance.

• In-depth knowledge of anatomy, medical terminology, diseases, tests, and treatments.

• Awareness of medical advancements, current events, and industry trends.

• Capability to apply current technical information and explain pricing tools, systems, processes, and the underlying principles.

• Strong analytical, research, problem-solving, critical-thinking, and decision-making abilities.

• Excellent mentoring, partnership, customer service, and both written and verbal communication skills.

• Solid financial acumen.

• Experience in evaluating Critical Illness cases, with significant knowledge of medical conditions, diagnostic criteria, and associated risk factors.

• Strong organizational skills and attention to detail.

• Flexibility to adapt and meet tight deadlines.

• Commitment to ongoing learning through current enrollment or a strong interest in LOMA and/or ALU courses.

• A university or college degree in a related field is considered an asset.

• Bilingual proficiency in English and French is a plus.

🏝️ Benefits

• Opportunities for professional development and leadership.

• Annual commitment of 40 learning hours.

• Health insurance coverage.

• Dental insurance coverage.

• Mental health benefits.

• Vision insurance coverage.

• Short- and long-term disability insurance.

• Life and AD&D insurance coverage.

• Adoption/surrogacy benefits.

• Wellness initiatives.

• Employee/family assistance programs.

• Retirement savings plans.

• Pension benefits.

• Global share ownership plan with employer matching contributions.

• Resources for financial education and counseling.

• Paid holidays, vacation, personal days, and sick leave.

• Statutory leaves of absence.

• Incentive programs and compensation linked to business and individual performance.