SVP, Underwriting

This is a fully remote position, open to applicants in United States.

📋 Description

• Define and implement a forward-thinking underwriting vision that aligns with corporate growth, risk appetite, and strategic objectives.

• Participate in enterprise-level decision-making and cross-functional strategic initiatives as a key member of the executive leadership team.

• Spearhead transformation initiatives to enhance scalability, consistency, and operational resilience across underwriting operations.

• Revamp underwriting processes, tools, and models of operation.

• Develop and nurture a high-performing underwriting organization that supports multi-channel growth.

• Create performance frameworks, KPIs, and accountability measures focusing on quality, speed, and productivity.

• Streamline organizational structure, capacity planning, and resource distribution.

• Enhance cycle times, decision quality, customer outcomes, and operational excellence.

• Provide executive oversight for credit policy interpretation, exception management, and emerging risk trends.

• Collaborate with Risk, Compliance, and Quality Control to pinpoint issues and execute sustainable solutions.

• Ensure governance and alignment with agency, investor, and regulatory standards.

• Supervise the complete underwriting execution across all products and channels.

• Collaborate with Technology and Product teams on automation, decision-making tools, and workflow enhancement.

• Lead readiness and integration initiatives for new products, investors, and strategic projects.

• Develop and mentor senior underwriting leaders while establishing succession pipelines.

• Promote accountability, collaboration, continuous learning, engagement, and professional growth.

• Foster partnerships with Sales, Processing, Closing, Secondary Marketing, Product, and Technology teams.

• Address complex issues as a primary escalation point while balancing risk, service, and business requirements.

• Lead cross-functional initiatives to enhance the end-to-end loan lifecycle.

• Communicate underwriting performance, strategic priorities, and risk insights to executive leadership.

⛳️ Requirements

• Over 10 years of progressive experience in mortgage underwriting.

• More than 7 years in leadership positions.

• A bachelor’s degree in business, finance, or a related field is preferred.

• Proven capability to lead within a complex, matrixed organization and drive enterprise-wide transformation.

• Familiarity with agency, government, and investor underwriting guidelines (Conventional, FHA, VA, USDA, etc.).

• Strong understanding of regulatory requirements, compliance standards, and risk management practices.

• Demonstrated success in building and scaling high-performing teams in dynamic environments.

• A solid track record of delivering measurable improvements in quality, service levels, productivity, and operational efficiency.

• Exceptional executive presence, communication skills, and stakeholder management abilities.

• Experience with delegated underwriting authority and managing investor relationships.

• Exposure to multiple lending channels (Retail, Wholesale, Correspondent, Consumer Direct).

• Leadership experience in technology enablement, workflow automation, or digital transformation initiatives.

• DE (Direct Endorsement) and/or SAR designation, where applicable.

• Willingness to travel, up to 25%.

🏝️ Benefits

• Medical insurance

• Dental insurance

• Vision insurance

• Accidental Death coverage

• Long-Term Disability coverage

• Short-Term Disability coverage

• Flexible Spending Account (FSA)

• Health Savings Account (HSA)

• 401(k)

• Basic Life insurance

• Voluntary Life insurance

• Paid Parental Leave

• Performance-based bonus based on position and department