Strategic Underwriting Specialist

This is a fully remote position, open to applicants in United States.

📋 Description

• Provide coverage for underwriter pipelines during both scheduled and unscheduled absences, including vacations and leaves.

• Manage excess loan volume across various underwriting teams to achieve production objectives and service level agreements.

• Review and revise loan files post-closing to address any changes, adjustments, or pending conditions.

• Identify and rectify discrepancies in Workday time entries in collaboration with team managers.

• Function as a floater among different underwriting teams, adjusting to diverse pipelines, team dynamics, and lender requirements.

• Underwrite loans for all agency product categories in accordance with guidelines, investor specifications, and company policies.

• Relay pipeline status updates and priority issues to the VP of Underwriting, team managers, and support personnel.

• Maintain underwriting quality standards and adhere to regulatory requirements.

• Work remotely with a dependable internet connection and sustain a professional home office setting.

• Ensure availability during regular business hours, with the adaptability to accommodate peak production times and occasional overtime.

⛳️ Requirements

• Minimum of 5 years of hands-on mortgage underwriting experience across all agency product types.

• Current DE (Direct Endorsement), SAR (Staff Appraisal Reviewer), and LAPP (Lender Appraisal Processing Program) certifications.

• In-depth understanding of agency guidelines, AUS findings (DU/LP), and investor overlays.

• Proven expertise in underwriting Conventional, FHA, USDA, and VA loan products.

• Proficient in managing multiple pipelines concurrently across various teams and priorities.

• Exceptional attention to detail with a history of delivering accurate, high-quality underwriting outcomes.

• Strong communication skills and capability to work independently in a remote setting.

• Experience with Encompass LOS is preferred.

• Background as a floater, lead underwriter, or senior underwriter is preferred.

• Experience in a fast-paced, high-volume production environment is preferred.

• Familiarity with the Workday HR/time management platform is preferred.

• Reliable internet connection and a professional home office environment.

• Availability during standard business hours, with flexibility for peak production periods and occasional overtime.

🏝️ Benefits

• Competitive compensation package.

• Medical insurance coverage.

• Dental insurance options.

• Vision insurance plans.

• 401K retirement plan.

• Company-sponsored short-term disability.

• Employee assistance program.

• Wellness program initiatives.

• Remote work opportunities.

• Flexible availability during peak production times.