Senior Treasury Manager

This is a fully remote position, open to applicants in United Kingdom, +5 more countries.

📋 Description

• Establish and oversee Finom's treasury operations.

• Handle daily liquidity positioning and management of float across various entities and accounts.

• Fund payment channels during the day and oversee nostro and correspondent accounts.

• Administer collateral and maintain minimum-balance requirements across card schemes, T2, and credit providers.

• Create and evaluate contingency funding strategies.

• Sustain a reconciled daily treasury balance sheet that reflects net liquidity and net capital.

• Oversee safeguarded client-fund portfolios, which include term deposits, MMFs, and short-term debt instruments.

• Identify safeguarding shortfalls and perform top-ups while adhering to same-currency discipline.

• Assess instruments based on CRR, maturity, WAL, UCITS, and MMF criteria.

• Verify externally managed allocations through position-level analysis and daily oversight.

• Forecast, analyze, and report NII; contribute treasury insights to financial models and company projections.

• Own the investment policy, limit framework, eligible-instrument register, and treasury governance structure.

• Conduct pre-deal assessments and post-trade validations.

• Monitor covenants and liaise with regulators, external auditors, and second-line stakeholders.

• Select and deploy investment accounting and treasury tools, including implementing Clearwater/Advent-class solutions.

• Integrate data feeds from custodians, asset managers, and banks, while replacing manual spreadsheet practices.

• Manage relationships with banks, custodians, brokers, and asset managers, including negotiating commercial terms and mandate development.

• Challenge managers concerning allocation, transparency, and fee structures.

⛳️ Requirements

• Over 5 years of experience in treasury, ALM, fixed income, or portfolio management within a regulated financial institution, EMI/PI, or asset management firm.

• Hands-on experience with client funds or safeguarding as per PSD2 / EMD regulations.

• Proven background in establishing or significantly revamping a treasury function.

• Strong understanding of bond mathematics, yield and duration, MMF mechanics, and credit and concentration risk at the instrument level.

• A successful history of automating manual treasury operations and implementing treasury or investment accounting systems.

• Proficient in working with position-level data.

• Experience dealing with regulators, external auditors, and asset managers, including mandate establishment, IMA agreements, and performance evaluation.

• Demonstrated sound judgment in high-pressure situations within a streamlined environment.

• Excellent Excel proficiency.

• Fluent in English.

• Familiarity with IFRS 9 or Dutch GAAP (RJ 290) financial instrument accounting is a plus.

• Knowledge of SQL or Python is advantageous.

• Experience in a company transitioning towards a banking license is desirable.

• Familiarity with AI tools such as LLMs or copilots is a plus.

🏝️ Benefits

• Opportunities for continuous personal and professional growth.

• Flexibility to travel and work remotely or in a hybrid model throughout Europe.

• Stock Options Program accessible to all team members.

• A supportive, friendly, modern, and environmentally-conscious corporate culture.

• Work & Swim Program: spend one month in a corporate apartment in Cyprus.

• Commitment to equal opportunity employment and an inclusive workplace.