Senior Treasury Manager

This is a fully remote position, open to applicants in Spain, +5 more countries.

📋 Description

• Establish and oversee Finom's treasury operations.

• Supervise daily liquidity management and float across various entities and accounts.

• Fund payment channels throughout the day and manage nostro and correspondent accounts.

• Handle collateral and minimum-balance requirements across card schemes, T2, and credit providers.

• Create and uphold contingency funding strategies.

• Generate a reconciled daily treasury balance sheet that reflects net liquidity and net capital.

• Administer safeguarded client-fund portfolios, including term deposits, MMFs, and short-dated debt instruments.

• Identify safeguarding shortfalls, execute necessary top-ups, and ensure same-currency discipline is maintained.

• Evaluate instruments under CRR, UCITS, and MMF regulations.

• Verify externally managed allocations through position-level analysis and monitor for breaches.

• Forecast and attribute NII, providing treasury insights for financial models and company projections.

• Own the investment policy, limit framework, eligible-instrument register, and treasury governance.

• Perform pre-deal assessments, post-trade documentation, covenant monitoring, and engage with regulators, auditors, and second-line reviews.

• Select and implement investment accounting and treasury tools.

• Integrate data feeds from custodians, asset managers, and banks, replacing manual spreadsheet processes.

• Manage relationships with banks, custodians, brokers, and asset managers, covering onboarding, terms, mandates, and service evaluations.

• Challenge managers on allocation, transparency, and fee structures.

• Deliver a dynamic investment policy and limit framework, a documented decision log, evidenced mandate compliance, an implemented investment accounting platform, reconciled NII reports, and a tested contingency liquidity playbook within the first year.

⛳️ Requirements

• Minimum of 5 years in treasury, ALM, fixed income, or portfolio management at a regulated financial institution, EMI/PI, or asset management firm.

• Direct experience with client funds or safeguarding in accordance with PSD2 / EMD.

• Proven experience in establishing or significantly restructuring a treasury function.

• Strong understanding of bond mathematics, yield and duration, MMF mechanics, and credit and concentration risk at the instrument level.

• A successful history of automating manual treasury functions and implementing treasury or investment accounting solutions.

• Comfortable engaging directly with position-level data.

• Experience collaborating with regulators, external audit, and external asset managers, including mandate establishment, IMA terms, and performance evaluation.

• Ability to exercise sound judgment under pressure in a lean environment.

• Proficient in Excel.

• Fluent in English.

• Familiarity with IFRS 9 or Dutch GAAP (RJ 290) for financial instrument accounting.

• Knowledge of SQL or Python.

• Experience in a company transitioning towards obtaining a banking license.

• Familiarity with AI tools such as LLMs or copilots.

🏝️ Benefits

• Ongoing personal and professional development opportunities.

• Flexible travel options and the ability to work remotely or in a hybrid model across Europe.

• Stock Options Program available to all team members.

• Continuous support and care within a modern, friendly, eco-conscious corporate culture.

• Work & Swim Program: enjoy a month in a corporate apartment in Cyprus.