Senior Product Manager – Payments, Acquiring

This is a fully remote position, open to applicants in Cyprus.

📋 Description

• Take ownership and implement the product strategy for Card-Present and e-commerce acquiring, ensuring alignment with business goals and market opportunities.

• Spearhead the development and expansion of POS and e-commerce acquiring offerings, including unattended POS use cases when applicable.

• Keep abreast of market trends, evaluate customer requirements, identify opportunities, and counteract competitor movements.

• Manage product and feature planning, development, testing, launch, and ongoing optimization efforts.

• Enhance acquiring economics and commercial performance, focusing on merchant pricing, interchange, scheme fees, processor costs, and overall profitability.

• Lead cross-functional teams and make informed product decisions.

• Scrutinize technical solutions and advocate for the product with external partners.

• Develop scalable business processes and ensure effective transitions to responsible teams.

⛳️ Requirements

• A minimum of 5 years of Product Management experience, particularly in payments, fintech, banking, or financial services.

• Demonstrated experience in launching, developing, or scaling Card-Present acquiring/POS products, coupled with substantial e-commerce acquiring expertise.

• Comprehensive understanding of CP and CNP acquiring, payment processing, authorization, settlement, and the overall card-payment ecosystem.

• Experience collaborating with payment processors, POS terminal vendors, gateways, acquirers, acquiring banks, or card schemes.

• In-depth knowledge of acquiring economics, including merchant pricing, interchange, scheme fees, processor costs, and profitability.

• Familiarity with Visa, Mastercard, AMEX, Apple Pay, and Google Pay.

• Awareness of legislation, standards, and regulatory requirements relevant to payment and acquiring products.

• Strong analytical, commercial, and strategic thinking abilities, with a knack for making data-driven product decisions.

• Excellent communication, stakeholder management, and leadership skills, with the capacity to influence technical, commercial, and senior stakeholders.

• Proficiency in English (both spoken and written), with an upper-intermediate level.

• Experience with Open Banking / A2A payments is a significant advantage.

• Familiarity with SQL, databases, SDLC, Jira, and Confluence is beneficial but not essential.

🏝️ Benefits

• B2B (business-to-business) contract.

• Fully remote work arrangement.