Senior Product Manager, Embedded Payments

This is a fully remote position, open to applicants in United States.

📋 Description

• Take ownership of the strategy, roadmap, discovery, and complete delivery for an embedded payments product or core payment platform capability.

• Convert customer and business challenges into well-defined product priorities.

• Develop an understanding of embedded payments customers, partners, market trends, and competitive solutions.

• Lead customer-focused discovery initiatives and transform insights into product requirements, hypotheses, and prioritized roadmaps.

• Collaborate with engineering on payment APIs, platform capabilities, and architectural trade-offs.

• Oversee product delivery with 1–2 Scrum teams, organizing tasks and delivering value in an iterative manner.

• Leverage qualitative and quantitative data to evaluate product performance, set success metrics, prioritize tasks, and assess adoption and business results.

• Engage with product, engineering, analytics, UX, and business partners to craft unified customer experiences.

• Spot opportunities to modernize payment infrastructure and address capability gaps for Corporate Payments and Mobility use cases.

• Thoughtfully utilize AI tools to enhance productivity and discover new product opportunities.

• Employ risk-aware decision-making, which includes conducting due diligence, compliance assessments, and safeguarding confidential or proprietary information.

⛳️ Requirements

• Minimum of 5 years of experience in product management.

• At least 2 years of experience in payments, fintech, or embedded finance.

• An undergraduate degree is mandatory.

• Over 2 years of experience in developing payments products, preferably embedded payments or payments APIs.

• Experience in creating self-service products from the ground up, including data definitions, SDKs, and APIs for software developers.

• Profound knowledge of payments infrastructure, encompassing authorization/settlement processes, card networks, ACH/wire rails, or embedded finance models.

• Experience collaborating with engineering on REST/webhook API design, focusing on latency, idempotency, and compliance/PCI considerations.

• Understanding of regulatory or risk factors related to payments, such as KYC/KYB, fraud, and chargebacks.

• Familiarity with big data frameworks.

• A data-driven approach to understanding customers, prioritizing roadmaps, and measuring success.

• Capability to work in an agile environment and to build, test, and iterate efficiently.

• Proficiency in managing multiple projects concurrently at various stages of maturity and velocity.

• Strong skills in defining user workflows and interfaces and recognizing unifying product elements.

• An advanced degree is advantageous.

• Experience in embedded payments, fintech, or developer-first platform products is a plus.

• Familiarity with payment APIs, developer portals, sandbox environments, partner integrations, or data and event streams is a plus.

• Understanding payments-related risk, regulatory, or compliance considerations is favorable.

🏝️ Benefits

• Health, dental, and vision insurances.

• Retirement savings plan.

• Paid time off.

• Health savings account.

• Flexible spending accounts.

• Life insurance.

• Disability insurance.

• Tuition reimbursement.

• Eligibility for quarterly or annual bonuses for non-sales positions.

• Comprehensive and competitive benefits that support personal and professional well-being.