Senior Portfolio Analyst – Debt Capital Markets

This is a fully remote position, open to applicants in United States.

📋 Description

• Collaborate with the Debt Capital Markets Leader on underwriting tasks for a buy-side debt portfolio.

• Conduct business and economic analyses, financial assessments and modeling, along with business valuations.

• Process loan applications and draft credit reports and legal documentation for loans.

• Prepare and deliver credit packages to Relationship Managers and relevant committees.

• Generate credit information for new loans, renewals, loan servicing, and restructuring efforts.

• Co-sponsor credit recommendations alongside Relationship Managers.

• Review credit and financial data, analyze financial statements and forecasts, and evaluate creditworthiness.

• Compile comprehensive credit packages for review and decision-making by the loan committee.

• Manage credit administration and account servicing utilizing Salesforce and nCino.

• Oversee assigned portfolios and carry out continuous financial reviews.

• Keep Relationship Managers updated on financial trends and compliance matters.

• Review credit agreements, loan documents, and participation agreements.

• Address internal and external account inquiries.

• Foster collaborative relationships with deal teams and interdisciplinary departments.

• Maintain expertise in designated market segments and industry trends.

• Train and mentor Association staff, reviewing others' work as needed.

• Attend lender meetings and industry events as required.

• Engage in additional assigned projects and initiatives.

• Make independent decisions under the general guidance of the Debt Capital Markets Leader.

⛳️ Requirements

• A Bachelor’s degree in finance, business, or a related discipline is preferred.

• At least 7 years of prior experience in credit or financial analysis roles.

• Familiarity with accounting principles, banking policies, procedures, and processes.

• Proven abilities in cash flow, balance sheet, profitability, liquidity, and solvency analysis.

• General knowledge of agriculture and/or agribusiness is favored.

• Demonstrated analytical and statistical skills to assess, prioritize, and categorize data in various formats.

• Proficient in Excel or similar spreadsheet and analytical software.

• Ability to organize and prioritize tasks effectively to meet deadlines.

• Knowledge of FCA regulations, as well as association and district policies and procedures.

• Strong written and verbal communication capabilities.

• Excellent persuasive and interpersonal skills.

• Proficient in using a PC, including word processing, email, and spreadsheet software.

• Capability to perform basic office tasks and function in a typical office environment.

• Willingness to work during established business hours, with occasional weekend and/or evening commitments.

• Ability to travel as required.

• Eligibility to work in the United States; visa sponsorship or transfer is not available.

• Capacity to lift and move items weighing up to 25 pounds.

🏝️ Benefits

• Commitment to agriculture and the communities we serve.

• Family-friendly work environment.

• Investment in employee development.

• Medical, Dental, and Vision coverage.

• Exceptional 401k plan – automatic 3% employer contribution, plus match up to 6%.

• Generous Paid Time Off (21 days of vacation accrued annually, 15 sick days accrued annually, 12 paid holidays, plus 16 hours of volunteer time).

• Competitive Incentive Compensation Plan.

• Disability & Life Insurance.

• Employee wellness programs focusing on mental, physical, and financial health.

• Bonus eligibility based on association and personal performance.

• Remote work arrangement available.

• Office access if needed.

• Team meeting travel.