Senior Mortgage Analyst

This is a fully remote position, open to applicants in India.

📋 Description

• Conduct quality assurance on product outputs

• Utilize extensive knowledge of Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines to perform quality control on mortgage applications

• Examine borrower income, assets, credit, collateral, and AUS documentation

• Ensure accurate data extraction, classification, and application of underwriting regulations

• Verify outputs from income calculators and other loan-level results

• Detect errors, omissions, inconsistencies, and exceptions to guidelines

• Update findings to guarantee precision and completeness

• Achieve benchmarks for accuracy, turnaround time, and productivity in a fast-paced production setting

• Recognize recurring error trends and offer constructive feedback to underwriting team leadership

⛳️ Requirements

• Over 6 years of mortgage underwriting experience, including FHA and VA

• Proficient in assessing borrower documentation, such as W-2s, tax returns, pay stubs, self-employment income, appraisals, and title

• Strong proficiency in income analysis, credit assessment, and AUS results

• Technologically adept

• Exceptional documentation skills and attention to detail

• Preferred: Experience with fintech or SaaS mortgage solutions

• Preferred: Knowledge of automated income calculation or verification tools

🏝️ Benefits

• Remote-first company culture

• Opportunities to enhance skills

• Ownership of responsibilities

• Significant impact on outcomes

• Inclusive work environment

• Diverse and welcoming culture