Senior Fraud Prevention Strategy Analyst – Card Focus

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Design, implement, and oversee fraud prevention strategies, policies, procedures, and controls, with an emphasis on the Card product (Issuer).

• Perform transaction behavior analysis, investigate fraud patterns, and carry out predictive analyses using advanced SQL directly within Databricks.

• Manage and analyze large datasets.

• Detect vulnerabilities in the card business sector, create the delivery backlog, and suggest solutions.

• Continuously assess the fraud landscape and emerging risks.

• Analyze metrics, trends, and the outcomes of implemented rules, refining fraud prevention strategies and mechanisms.

• Develop and monitor the area’s KPIs/KRIs, transforming data into strategic insights.

• Convey fraud prevention processes, policies, and procedures to relevant teams.

• Steer strategic fraud prevention initiatives from inception through to results tracking.

• Assess and recommend new technologies and tools.

• Sustain strategic relationships with internal teams and external partners, including financial institutions, regulatory bodies, and technology providers.

• Represent the area in both internal and external forums, delivering insights, results, and the fraud prevention strategy.

⛳️ Requirements

• Bachelor’s degree in Business Administration, Law, Accounting, Engineering, Mathematics, or a related discipline.

• Experience in fraud prevention strategy teams, involving the development and optimization of fraud prevention rules and models.

• In-depth understanding of fraud prevention strategies within the credit and debit card ecosystem, specifically on the Issuer side.

• Experience in transaction fraud prevention, ideally within financial institutions, fintechs, acquirers, or payment companies.

• Advanced SQL capabilities, including complex queries and CTEs.

• Proficiency in Business Intelligence tools such as Power BI, Looker, or equivalent platforms.

• Familiarity with card network solutions like Visa Advanced Authorization and Decision Intelligence (a plus).

• Knowledge of 3DS and tokenization (a plus).

• Experience implementing fraud prevention solutions, collaborating with vendors and technical teams (a plus).

• Understanding of chargebacks and card network regulations (a plus).

• Courses or certifications in Fraud Prevention, AML/CFT, Authorizations, or Card Network Rules (a plus).

• Familiarity with Python for data analysis (a plus).

• Intermediate English proficiency for communication with vendors (a plus).

• 8-hour workday, Monday through Friday.

• Employment under Brazil’s CLT labor regime.

🏝️ Benefits

• Medical and dental insurance with no copayment.

• Life insurance.

• Prescription medication allowance.

• Fitness and wellness allowance.

• Four complimentary monthly therapy or nutritionist sessions through Zenklub.

• Quick massage services at headquarters.

• Flexible meal allowance on a Visa credit card.

• Complimentary food at headquarters.

• Daycare allowance.

• Parental support program.

• Extended maternity and paternity leave.

• In-house training platform.

• Education allowance covering 70% of undergraduate and language tuition, as well as courses and books.

• Home office allowance.

• Work equipment provided.

• Furniture allowance.

• Partnership with WOBA for access to coworking spaces across Brazil.

• Day off during the birthday month.

• Happy hour allowance.

• Referral bonus for bringing in new employees.

• Annual performance-based bonus.

• Stock options plan.

• No dress code.