Senior Escrow Product Manager

This is a fully remote position, open to applicants in Alabama.

📋 Description

• Develop and implement the strategic roadmap for Escrow and Virtual Account Management solutions.

• Recognize emerging client demands, industry trends, competitive challenges, and fintech opportunities.

• Define product positioning and value propositions across Commercial Banking, Business Banking, and specialized vertical markets.

• Establish a long-term product vision aligned with deposits, liquidity, and treasury management strategies.

• Create business cases, secure funding, set success metrics, and manage prioritization efforts.

• Collaborate with Technology and Agile delivery teams to execute product initiatives.

• Lead the advancement of M&T's Virtual Account Management platform, focusing on account structures, fund segregation, liquidity optimization, reporting, reconciliation, and integrations.

• Develop product strategies tailored for specific customer segments, addressing their operational, regulatory, reconciliation, and reporting needs.

• Partner with Treasury Management, Sales, Segment Management, and Marketing to drive product adoption.

• Formulate pricing, packaging, go-to-market strategies, sales enablement materials, and client-facing value propositions.

• Assist with large prospect opportunities and strategic client engagements.

• Ensure products comply with regulatory, legal, compliance, audit, and risk management standards.

• Promote operational efficiency, scalability, and process enhancements.

• Deliver roadmap capabilities, increase revenue and adoption, enhance satisfaction and retention, decrease operational complexity and costs, and strengthen competitive differentiation.

⛳️ Requirements

• Bachelor's degree.

• 7 years of demonstrated product management experience in commercial banking, treasury management, liquidity solutions, or payments.

• Alternatively, a combined minimum of 11 years of higher education and/or work experience, including at least 7 years of proven product management experience in commercial banking, treasury management, liquidity solutions, or payments.

• Experience with escrow services, Virtual Account Management, ZBA and Sweep solutions, Treasury Management platforms, ERP integrations, and commercial deposit products.

• Familiarity with commercial real estate, property management, legal trust, and fund administration workflows.

• Proven track record in launching and commercializing new banking or fintech capabilities.

• Experience in managing cross-functional product delivery initiatives.

• Strong understanding of commercial deposit and liquidity products.

• Demonstrated capability in creating product roadmaps and business cases.

• Experience collaborating with Technology, Operations, Risk, and Sales teams.

🏝️ Benefits

• Medical benefits.

• Retirement benefits.

• Forty hours of paid volunteer time each year.

• Support for growth and development.

• Competitive compensation based on market insights.