This is a fully remote position, open to applicants in Brazil.

📋 Description

• Oversee the evolution of credit risk indicators across various portfolios and products, pinpointing trends, discrepancies, and opportunities for mitigation.

• Execute both quantitative and qualitative analyses to evaluate portfolio quality and facilitate informed decision-making.

• Create and sustain management reports, dashboards, and analytical studies to monitor the performance and credit risk associated with operations.

• Assist in the development, validation, and oversight of statistical models as well as credit risk assessment standards.

• Assess the effectiveness of policies, decision-making engines, underwriting guidelines, and credit risk management approaches.

• Generate studies focusing on segmentation, concentration, customer behavior, and predictive scenarios.

• Engage in the assessment and improvement of policies, processes, and internal regulations concerning credit risk management.

• Contribute to strategic initiatives through technical analyses, business requirements documentation, testing, and user acceptance procedures.

⛳️ Requirements

• A completed Bachelor's degree in Business Administration, Economics, Statistics, Engineering, Mathematics, Actuarial Science, Information Systems, or related disciplines.

• Proficiency in Excel at an intermediate level or above.

• Experience in credit risk analysis, modeling, credit strategy, or comparable fields.

• Familiarity with credit risk, delinquency, and portfolio performance metrics.

• Proficient in SQL for data extraction and manipulation tasks.

• Strong analytical abilities with a knack for interpreting extensive datasets.