Senior Credit Products Specialist – Power & Renewables

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee the structuring, analysis, and approval of highly intricate credit transactions.

• Balance the needs of the business with credit risk within the designated specialized vertical or region.

• Monitor portfolio risk while identifying industry trends and economic factors that influence credit quality.

• Provide guidance to sales teams and senior leadership on credit negotiations and deal execution.

• Structure and negotiate credit agreements in collaboration with clients, legal counsel, and internal teams.

• Mentor junior credit professionals and offer training on best practices for credit risk management.

• Identify and elevate areas for improvement in credit processes and procedures to senior leadership.

• Utilize independent judgment and discretion for the assigned portfolio.

• Analyze and address challenges related to the assigned portfolio.

• Undertake special projects and additional responsibilities as necessary.

• Comply with regulatory and compliance policies, standards, and relevant laws.

• Complete all required compliance training.

⛳️ Requirements

• Preferred: Undergraduate Degree (4 years or equivalent); a Bachelor’s degree in Finance, Accounting, Economics, or a related field, or 12+ years of relevant experience.

• Preferred: Master's Degree or postgraduate equivalent, MBA, or CFA.

• At least 10 years of experience in commercial credit analysis, structuring, underwriting, portfolio management, and risk analysis.

• Minimum of 10 years of experience in the direct specialized line of business.

• Extensive expertise in structuring and negotiating complex credit agreements.

• Strong leadership abilities with the capacity to influence credit strategy and policy.

• Comprehensive understanding of macroeconomic factors and their effects on credit risk.

• Proven capability to manage large portfolios and provide advice to senior executives.

• Outstanding communication and stakeholder management skills.

• Proficient in legal documentation, including credit agreements, and able to engage with legal counsel and negotiate directly with clients.

• Familiarity with complex commercial lending structures, industry trends, credit policies, compliance standards, and legal considerations in lending.

• Qualified applicants with arrest or conviction records will be considered in accordance with applicable fair chance laws.

🏝️ Benefits

• Medical insurance.

• Dental insurance.

• Vision insurance.

• Life insurance.

• Disability insurance.

• Comprehensive leave program.

• Variable incentives, bonuses, commissions, or other awards may be included in total compensation.