Senior Credit Analyst

This is a fully remote position, open to applicants in Washington.

📋 Description

• Conduct evaluations of credit and financial data for both prospective and current clients.

• Review and analyze business and personal financial documents, including statements, tax returns, cash flows, collateral evidence, and repayment sources related to new, renewed, and existing commercial loans.

• Independently assess intricate credit relationships and provide recommendations with little oversight.

• Create spreadsheets, credit approval documentation, credit proposals, financial summaries, and written assessments for loan decision-makers.

• Collaborate with lending teams to facilitate effective credit risk evaluations and portfolio management.

• Assist the Team Leader and act as a backup when necessary.

• Provide training, mentoring, and support for the development of new team members.

• Ensure compliance with company policies, procedures, security protocols, and relevant government regulations.

⛳️ Requirements

• A Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).

• An equivalent combination of education and experience may be accepted in place of a degree.

• A minimum of 4 years of experience as a Credit Analyst (Required).

• Strong proficiency in analyzing complex financial statements, tax returns, credit data, and cash flow performance.

• Extensive knowledge of credit investigations, collateral requirements, and commercial lending principles.

• Outstanding analytical and critical thinking abilities, with a solid grasp of accounting fundamentals.

• Capable of managing a high volume of work while ensuring accuracy in a fast-paced, deadline-oriented environment.

• Adaptable to changing priorities and interruptions while consistently delivering quality outcomes.

• Excellent verbal and written communication skills, demonstrating professionalism.

• Familiarity with federal and state laws and regulations pertaining to commercial lending.

• Proficient in Excel, Word, and other business and lending software systems.

• Ability to work collaboratively and share knowledge through coaching and mentoring.

🏝️ Benefits

• Annual incentive potential.

• Comprehensive employee benefits package, including medical, dental, vision, long-term disability, short-term disability, and life insurance.

• Paid vacation time.

• Paid sick leave.

• 11 company-paid holidays.

• 401k plan with up to a 4% match.

• Tuition reimbursement.