SBA Business Development Officer

This is a fully remote position, open to applicants in Washington.

📋 Description

• Build and nurture relationships with new and existing small to mid-sized business clients.

• Proactively market and generate SBA 7(a) lending opportunities.

• Identify and cultivate new business relationships to expand your portfolio.

• Prepare and deliver credit analyses along with lending recommendations.

• Structure, underwrite, and negotiate loan terms and conditions within your delegated authority.

• Conduct credit reviews to ensure adherence to bank policies and regulatory standards.

• Oversee and manage loan portfolio performance through continuous reviews and analysis.

• Represent the bank through community engagement and networking efforts to enhance awareness of products and services.

• Operate autonomously while managing lending opportunities and client relationships within assigned markets.

• Willingness to travel up to 50%.

⛳️ Requirements

• Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related discipline (Required).

• A combination of education and experience may be acceptable in lieu of a degree.

• A minimum of 4 years of experience in commercial credit and business development, particularly in SBA lending (Required).

• Demonstrated ability to establish and maintain relationships with small to mid-sized enterprises.

• In-depth knowledge of SBA 7(a) lending products, regulations, underwriting, and loan structuring.

• Excellent analytical and problem-solving capabilities.

• Strong written and verbal communication skills.

• Competence in presenting recommendations and influencing decisions.

• Strong negotiation abilities and capacity to build trust with clients and business partners.

• Comprehensive understanding of banking products and services.

• Self-motivated with the capability to work effectively with minimal supervision.

• Willingness to travel up to 50%.

🏝️ Benefits

• Generous uncapped quarterly incentive plan.

• Comprehensive employee benefits package, including medical, dental, vision, LTD, STD, and life insurance.

• Paid vacation, sick leave, and 11 company-paid holidays.

• 401k plan with up to a 4% match.

• Tuition reimbursement program.

• Opportunities for employee volunteerism and community engagement.