Reinsurance, Program Business Specialist

This is a fully remote position, open to applicants in United States, +2 more countries.

📋 Description

• Develop realistic scenarios that encompass treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation.

• Construct structural comparisons, submission analyses, contract summaries, program evaluations, counterparty assessments, and recommendations for risk transfer.

• Compose high-quality "golden" reference responses that meet experienced reinsurance and program business standards.

• Evaluate AI-generated responses against established rubrics focusing on structural accuracy, contract logic, financial comprehension, stakeholder roles, and market realism.

• Recognize misconceptions related to layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities.

• Offer written feedback to enhance model performance.

• Engage in onboarding office hours and calibration sessions.

⛳️ Requirements

• A minimum of 2 years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer.

• Familiarity with at least one of the following: treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs.

• Capability to identify the economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insured parties.

• Knowledge of how contract structure influences risk transfer, earnings, collateral, claims handling, and reporting.

• Exceptional written reasoning, commercial judgment, and meticulous attention to detail.

• Ability to differentiate reinsurance decisions from standard underwriting and ordinary claims adjudication.

• Possession of CPCU, ARe, ARM, ACAS, FCAS, or a similar designation is considered a bonus qualification.

• Experience in ceded and assumed reinsurance is regarded as a bonus qualification.

• Background in reinsurance broking, treaty wording, recoverables, or claims is a bonus qualification.

• Experience with program audits, delegated authority, or bordereaux management is a bonus qualification.

• Familiarity with captive, large-deductible, retrospective-rating, or risk-sharing arrangements is a bonus qualification.

🏝️ Benefits

• Earn up to $250 for each successful referral.

• Minimum of 20 hours per week (preferably 40+).

• Role begins immediately.

• Reasonable accommodations available upon request.