Regulatory Counsel, Americas

This is a fully remote position, open to applicants in United States.

📋 Description

• Assist with regulatory legal issues related to Airwallex’s operations throughout the Americas, including guidance on current licenses and registrations as well as potential future applications.

• Investigate and summarize changes in payments and financial services regulations, recognizing their potential effects on business operations and strategic goals.

• Collaborate with Product Legal, Regulatory Compliance, Risk, and Financial Crime Compliance teams on regulatory inquiries involving money transmission, stored value, FX, remittance, card issuing, and associated financial services products.

• Provide support to Product, Strategy, Management, and Commercial teams on new market entry, license expansion, and regulatory mapping for new products and features.

• Examine how funds are processed through various payment structures and assist in identifying applicable licensing and regulatory obligations.

• Deliver clear, practical legal guidance and risk assessments to cross-functional stakeholders.

• Manage external legal counsel and consultants, which includes preparing instructions, reviewing advice, and monitoring deliverables and costs.

• Aid with regulatory filings, submissions, and responses in pertinent jurisdictions across the Americas.

• Keep an eye on regulatory changes and convert them into actionable guidance, procedures, and implementation requirements.

• Utilize AI and other tools to enhance the scale, efficiency, and effectiveness of the Regulatory Legal team.

• Take part in government relations and policy efforts, which involve research and preparation for outreach to legislators and regulatory bodies.

⛳️ Requirements

• A qualified lawyer with 5 years of relevant post-qualification experience.

• Experience in regulatory, financial services, or fintech sectors, gained either in-house, in private practice, or at a financial institution.

• Familiarity with payments, money transmission, e-money, FX, remittances, card issuing, digital financial services, or another closely related regulatory field.

• A working knowledge of the US financial services regulatory landscape.

• Capability to research intricate legal and regulatory issues and convert findings into clear, practical advice.

• Excellent written and verbal communication skills, with the capacity to clarify legal topics for non-lawyers.

• Strong collaboration and stakeholder management abilities, with the discretion to appropriately escalate issues.

• Proactive, organized, and ownership-oriented, with the skill to handle multiple priorities and deadlines in a fast-paced setting.

• Comfortable navigating ambiguity, learning swiftly, and functioning as part of a global team.

• Experience in supporting state money transmitter licensing applications, renewals, examinations, regulatory filings, or related compliance tasks.

• Familiarity with advising on consumer or commercial financial services products, including knowledge of Reg E, UDAAP, TILA, or similar regulations.

• Experience in supporting new market expansion or regulatory analysis for new products and features.

• Background working with US federal or state regulators, either directly or via outside counsel.

• A blend of experience in private practice and in-house settings.

• Knowledge of Canadian payments or money services business regulations, including RPAA, FINTRAC, or provincial licensing.

• Experience utilizing or developing RegTech, LegalTech, or AI tools to enhance legal workflows.

• Legally authorized to work in the United States for any employer.

• Must not require sponsorship for employment visa status or work authorization.

🏝️ Benefits

• Equity

• Bonus

• Medical insurance

• Dental insurance

• Vision insurance

• 401(k) plan

• Short-term disability

• Long-term disability

• Basic life insurance

• Well-being benefits

• 20 paid days of vacation

• 12 paid days of company holidays

• Statutory minimum paid annual leave and public holidays