Property Claims Examiner II

atMercury InsuranceRemoteUS flagUnited StatesFull-timeClaims SpecialistMid-levelSenior$76.8k – $142.2k/year

Posted 16 hours ago

This is a fully remote position, open to applicants in United States.

πŸ“‹ Description

β€’ Promptly and efficiently investigate and resolve homeowners' claims of moderate complexity.

β€’ Document claims using photographs, measurements, recorded interviews, file notes, and repair estimates.

β€’ Utilize imagery and advanced video technology to collaborate with onsite vendors and insured individuals, identifying damage from a virtual environment.

β€’ Assess investigation facts against policies to determine coverage, extending or denying it as necessary.

β€’ Establish reserve amounts within designated settlement authority limits.

β€’ Negotiate claim settlements and refer claims that exceed authority limits to a supervisor.

β€’ Communicate with insureds and/or their representatives via phone, email, text, and written correspondence.

β€’ Comply with Department of Insurance requirements.

β€’ Manage responsibilities and claims workload, tracking progress and expenses until resolution.

β€’ Direct, monitor, and review files managed by independent adjusters as needed.

β€’ Perform additional assigned tasks.


⛳️ Requirements

β€’ Bachelor’s degree preferred or an equivalent combination of education and experience.

β€’ Ability to acquire state-specific property claims licensing as required.

β€’ Must successfully complete a formal property claims training program that may be conducted in person, virtually, or a combination of both.

β€’ Prior experience with estimating software such as Xactimate.

β€’ Background in a related field: property claims experience, customer service, construction, restoration, or mitigation.

β€’ Excellent and professional communication skills, both written and verbal.

β€’ 3-5+ years of relevant industry experience is preferred.

β€’ Capability to work independently with minimal supervision in daily activities required for successful investigation, evaluation, writing damage estimates, negotiating, and resolving property claims.

β€’ Comfortable with and adaptable to new technology and business tools.

β€’ Ability to switch between various inspection methods, including video or photo, to create a damage estimate.

β€’ Strong organizational, time management, and prioritization abilities.

β€’ Willingness to work flexible shifts and overtime as needed.

β€’ Must be available to work standard hours Monday to Friday from 8am to 5pm PT.


🏝️ Benefits

β€’ Competitive compensation.

β€’ Flexibility to work from anywhere in the United States for most positions.

β€’ Paid time off including vacation time, sick leave, 9 paid Company holidays, and volunteer hours.

β€’ Incentive bonus programs, including potential holiday bonuses, referral bonuses, and performance-based bonuses.

β€’ Medical, dental, vision, life, and pet insurance.

β€’ 401(k) retirement savings plan with company match.

β€’ Engaging work environment.

β€’ Opportunities for advancement.

β€’ Education assistance.

β€’ Professional and personal development opportunities.

β€’ Company recognition program.

β€’ Resources for health and wellbeing, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more.

β€’ Reasonable accommodations for qualified individuals with disabilities.

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