Mortgage Sales Supervisor

This is a fully remote position, open to applicants in California.

📋 Description

• Oversee daily loan origination operations for a small team of Mortgage Loan Originators.

• Ensure that all necessary documents for processing, underwriting, and closing are obtained promptly.

• Achieve annual loan volume origination targets set by senior management.

• Build referral-source relationships with real estate brokers, builders, and other external entities.

• Engage in local and state mortgage banking, realtor, and builder trade associations.

• Maintain a comprehensive understanding of the mortgage industry and current issues affecting it.

• Foster collaborative partnerships within U.S. Bank Home Mortgage and other business lines at U.S. Bank.

• Encourage customer relationship development and additional product sales.

• Conduct interviews and recruit new talent for the team.

• Actively retain employees through development initiatives and positive engagement strategies.

⛳️ Requirements

• High school diploma or equivalent is required.

• Minimum of two years of experience in mortgage sales.

• Proven skills in new business development and relationship management.

• Strong understanding of sales techniques and strategies.

• In-depth knowledge of mortgage products/services, operations, and current market trends.

• Basic understanding of pricing and underwriting requirements for various mortgage insurance providers.

• Familiarity with underwriting standards for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.

• Awareness of local, state, and national regulations, including zoning laws, Truth-in-Lending, RESPA, and energy audit requirements.

• Excellent customer service and relationship-building skills.

• Strong attention to detail with the capability to analyze financial data.

• Effective interpersonal, verbal, and written communication abilities.

• Capability to meet applicable requirements for performing duties outside the standard workplace.

• NMLS registration is mandatory under the S.A.F.E. Act of 2008 and Regulation Z.

• The registration process must include criminal background and credit checks.

• Adherence to U.S. Bank policies and procedures, including the Code of Ethics, Business Conduct, and workplace conduct and safety regulations, is essential.

🏝️ Benefits

• Healthcare coverage (medical, dental, vision).

• Basic term and optional term life insurance.

• Short-term and long-term disability benefits.

• Pregnancy disability and parental leave.

• 401(k) plan and employer-funded retirement benefits.

• Paid vacation ranging from two to five weeks based on salary grade and tenure.

• Up to 11 paid holidays each year.

• Adoption assistance program.

• Sick and Safe Leave accrual at one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise dictated by law.

• Incentive and recognition programs available.

• Equity stock purchase opportunities.

• Contributions to 401(k) and pension plans.