Mortgage Loan Originator

This is a fully remote position, open to applicants in Texas.

📋 Description

• Originate residential mortgage loans in line with company policies and lending regulations.

• Conduct interviews with borrowers to collect necessary financial information and assess their eligibility.

• Review financial documents from applicants to identify suitable loan programs.

• Educate clients about available loan products, terms, and processes.

• Submit comprehensive loan applications to the processing team for approval and underwriting.

• Maintain precise records within the loan origination system.

• Ensure prompt follow-up with clients, processors, and underwriters.

• Collaborate with internal departments to facilitate seamless loan closings.

• Achieve established productivity and quality objectives.

• Stay informed about current lending policies, compliance standards, and industry trends.

• Support loan production initiatives within the branch.

• May receive overrides on eligible loans originated by other Mortgage Loan Originators.

⛳️ Requirements

• High school diploma or equivalent qualification.

• Valid NMLS license as mandated by state and federal regulations.

• Prior experience in mortgage lending or financial services is preferred.

• College coursework or degree is preferred.

• Excellent interpersonal and communication abilities.

• Capability to handle multiple tasks and prioritize effectively in a fast-paced environment.

• Familiarity with loan origination systems and Microsoft Office applications.

• Must fulfill Outside Sales Exemption criteria as per the FLSA and relevant state regulations.

• A significant portion of time should be spent engaging in sales activities away from the employer's premises.

🏝️ Benefits

• Commission-only compensation.

• Equal Opportunity Employer.